Best Credit Cards for BigBasket
Groceries on BigBasket. Ranked by what each card pays back on ₹5,000 a month, never by what a bank pays us.
- 8Cards ranked
- 10%Top rate
- 1
HSBC Live Plus Credit Card10% on BigBasket at BigBasket, Blinkit, Zepto, up to ₹1,200 a month
- On ₹5,000 a month
- ₹500 back
- A year
- ₹6,000
- Annual fee
- ₹1,179 incl. GST
- 2
HSBC RuPay Cashback Credit Card10% on BigBasket at BigBasket, Blinkit, Zepto, Swiggy Instamart, up to ₹400 a month
- On ₹5,000 a month
- ₹400 back (capped)
- A year
- ₹4,800
- Annual fee
- ₹589 incl. GST
- 3
CheQ AU Credit Card6% on BigBasket only at CheQ app utility bills and CheQ Travel; partner brands Amazon, Flipkart, Zomato, BigBasket and Apple products at Unicorn, on the Visa card or CheQ UPI, up to ₹6,000 a month
- On ₹5,000 a month
- ₹300 back
- A year
- ₹3,600
- Annual fee
- Lifetime free
- 4
Samsung Axis Bank Infinite Credit Card3% on BigBasket only at BigBasket, Tata 1mg, Urban Company, Myntra, Zomato
- On ₹5,000 a month
- ₹150 back
- A year
- ₹1,800
- Annual fee
- ₹5,900 incl. GST
- 5
Tata Neu Plus HDFC Bank Credit Card2% on BigBasket only at Tata Neu, BigBasket, Croma, Tata CLiQ, 1mg
- On ₹5,000 a month
- ₹100 back
- A year
- ₹1,200
- Annual fee
- ₹589 incl. GST
- 6
HDFC MoneyBack+ Credit Card2% on BigBasket only at Flipkart, Amazon, Swiggy, Reliance Smart, BigBasket, up to ₹500 a month
- On ₹5,000 a month
- ₹100 back
- A year
- ₹1,200
- Annual fee
- ₹590 incl. GST
- 7
Samsung Axis Bank Signature Credit Card2% on BigBasket only at Zomato, BigBasket, Tata 1mg, Myntra, Urban Company
- On ₹5,000 a month
- ₹100 back
- A year
- ₹1,200
- Annual fee
- ₹590 incl. GST
- 8
HDFC Bank Freedom Credit Card0.75% on BigBasket only at BigBasket, BookMyShow, OYO, Swiggy, Uber, up to ₹375 a month
- On ₹5,000 a month
- ₹38 back
- A year
- ₹456
- Annual fee
- ₹590 incl. GST
Worked out from each card's published reward rate and monthly cap. Your spending elsewhere and the fee also matter: use Is this card worth its fee? for your own numbers.
Common Questions
Which is the best credit card for BigBasket?
On our data, HSBC Live Plus Credit Card pays the most: 10% at BigBasket, Blinkit, Zepto, about ₹6,000 a year on ₹5,000 a month. The best card for you also depends on your other spending and the fee.
How are these cards ranked?
By what each card pays back on ₹5,000 a month in this category or at this brand, from the bank's published rate and monthly cap. A rate the bank limits to named merchants or its own portal is shown as a note, not ranked, on a category page. A card whose terms state no rate here is not ranked at all. Cards that pay the same are ordered by the lower annual fee. What a bank pays SkyloFin is never part of the ranking.
Are the rates guaranteed?
No. Banks change rates and caps; each card's page shows its recent changes and its source. Check the bank's terms before you apply.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →- GuidesBest Online Shopping Credit Cards in India (2026)The credit cards that pay the most back on online shopping in 2026, which sites count, the monthly cap and the annual fee.Read the guide →


