Axis Bank
Samsung Axis Bank Infinite Credit Card
Data last verified: 24 October 2026
- Joining fee₹5,000 + GST
- Annual fee₹5,000 + GST
- Reward rate1% base, up to 3% on foreign spends; 10% only at partner merchants
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
- Joining fee₹5,000 + GST
- Annual fee₹5,000 + GST
- Fee waiverOn ₹7 lakh spend a year
- Forex markup3.5%
- Interest (APR)3.75% a month, 45% a year
01Samsung Axis Bank Infinite Credit Card Rewards and Benefits
02Samsung Axis Bank Infinite Credit Card Annual Fee and Charges
- Joining fee
- ₹5,000 + GST
- Annual fee
- ₹5,000 + GST
- Spend-based waiver
- Annual fee waived on ₹7 lakh spend in a year (rent and wallet loads not counted)
- Rewards redemption fee
- Nil
- Forex markup
- 3.5%
- Interest rate
- 3.75% a month (45% a year)
- Fuel surcharge waiver
- Yes
- Card replacement
- Not published
03What It's Worth, in Rupees
If you spend ₹20,000 a month on this card:
- ₹5,000 on spend abroad or in a foreign currency, earning 3%₹150
- ₹15,000 on everything else, earning 1%₹150
- Back each month, ₹3,600 a year₹300
- Annual fee with 18% GST−₹5,900
- It costs you each year₹2,300
Worked out from this card's reward rates, caps and fee in our data; a rate limited to named merchants is not counted here. Your own spending will differ: see what this card is worth at your spend.
Good for
- Online shopping only at Samsung stores, Samsung eStore/Shop app, Samsung Service Centres: 10% back, up to ₹5,000 a month
- Online shopping only at BigBasket, Tata 1mg, Urban Company, Myntra, Zomato: 3% back
- Spending ₹58,333 or more a month: the ₹5,900 fee is waived
- Flyers: 14 airport lounge visits a year
Skip it if…
- you spend less than ₹58,333 a month (₹7,00,000 a year, rent and wallet loads not counted): the ₹5,900 fee is then charged
- most of your spending is fuel, rent, insurance or wallet top-ups: those earn nothing on this card
- you pay mostly by UPI: a Visa or Mastercard card cannot pay by UPI
- you rarely spend on Samsung stores, Samsung eStore/Shop app, Samsung Service Centres: the 10% rate applies only there, everything else earns 1%
- you often pay in foreign currency: 3.5% is added to every foreign spend
- you sometimes pay only the minimum due: interest of 3.75% a month (45% a year) outweighs any reward
04How Samsung Axis Bank Infinite Credit Card earns Rewards
1% base, up to 3% on foreign spends; 10% only at partner merchants.
| Spend category | Rate | Monthly cap | Where it applies |
|---|---|---|---|
| UPI payments (scan and pay) | Earns nothing | - | a Visa or Mastercard card cannot pay by UPI |
| Online shopping | 1% | No cap | Anywhere else in the category |
| Online shopping, only at listed merchants | 10% | ₹5,000 | Only at: Samsung stores, Samsung eStore/Shop app, Samsung Service CentresTerms: 10% cashback on Samsung purchases; capped ₹5,000 a month and ₹20,000 a year. Amazon stopped qualifying on 01-Jan-2026 and Flipkart on 20-Dec-2024. |
| Online shopping, only at listed merchants | 3% | No cap | Only at: BigBasket, Tata 1mg, Urban Company, Myntra, ZomatoTerms: 15 EDGE Reward Points per ₹100 (about ₹3) on the five partner brands |
| Dining and food delivery | 1% | No cap | The card's normal rate |
| Groceries | 1% | No cap | The card's normal rate |
| Travel: flights, hotels, trains | 1% | No cap | The card's normal rate |
| Fuel | Earns nothing | - | earns nothing on this card |
| Bills and recharges | 1% | No cap | The card's normal rate |
| Rent | Earns nothing | - | earns nothing on this card |
| Insurance premiums | Earns nothing | - | earns nothing on this card |
| School and college fees | 1% | No cap | The card's normal rate |
| Wallet top-ups | Earns nothing | - | earns nothing on this card |
| Taxes and government payments | Earns nothing | - | earns nothing on this card |
| Spend abroad or in a foreign currency | 3% | No cap | All merchants in the categoryTerms: 15 EDGE Reward Points per ₹100 (about ₹3) on international spends |
| Everything else | 1% | No cap | The card's normal rate |
Terms on the base rate. 5 EDGE Reward Points per ₹100 (about ₹1) on general spends
Point value. 1 point is worth about ₹0.2 at the bank's stated value.
05Samsung Axis Bank Infinite Credit Card Lounge Access and Travel
Domestic lounge access is 8 visits a year, international is 6 visits a year, through Priority Pass with Priority Pass. Spend Rs 50,000 in the previous quarter for domestic lounge access. Spending abroad carries a 3.5% forex markup; rewards on it: 3% back. See what it costs on your trip
Also on the card. fuel surcharge waiver, airport lounge access.
- Fuel surcharge waiver: 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, capped ₹500 per statement cycle
- Airport lounge access: 8 domestic lounge visits a year (spend-gated ₹50,000 in prior 3 months) plus 6 international visits via complimentary Priority Pass
06Samsung Axis Bank Infinite Credit Card Eligibility and Documents
- Age
- 18 to 70 years
- Employment
- Salaried or self-employed
Documents. PAN card Aadhaar / valid address proof Latest 3 months bank statement Income proof, salary slips (salaried) or ITR (self-employed) Recent passport-size photograph
07Recent Changes
What Axis Bank changed on this card recently. The facts on this page already reflect them.
| Date | Change | Before | Now |
|---|---|---|---|
| 15 Nov 2026 | Reduced: Complimentary memberships renew only if you opt inSource: Axis Bank | Memberships renewed automatically each year | Renewed only with the cardholder's explicit consent |
| 28 Aug 2026 | Reduced: Dynamic currency conversion markup more than doubles to 3.5%Source: Axis Bank | 1.5% + GST | 3.5% + GST |
| 28 Aug 2026 | Reduced: New top late-payment slab of Rs 1,300 above Rs 50,000Source: Axis Bank | ₹1,200 on any total payment due above ₹10,000 | ₹1,200 from ₹10,001 to ₹50,000; ₹1,300 above ₹50,000 |
| 28 Aug 2026 | Reduced: Priority Pass stops working at Indian domestic loungesSource: Axis Bank | Priority Pass accepted at eligible Indian domestic lounges | Credit card + boarding pass only; Priority Pass domestic-invalid in India |
| 28 Aug 2026 | Reduced: Tolls and road fees stop earning rewards; gift cards split into their own categorySource: Axis Bank | Bridge fees, road fees and tolls earned at the normal rate | No rewards or cashback on bridge fees, road fees and tolls |
See this card's change history → · All card changes in November 2026 →
08Cards Similar to Samsung Axis Bank Infinite Credit Card
Samsung Axis Bank Infinite Credit Card is a shopping card. The two below are the closest on SkyloFin; open any of them, or put them side by side.
| Feature | Samsung Axis Bank Infinite Credit Card |  HSBC Live Plus Credit Card |  SBI Cashback Credit Card |
|---|---|---|---|
| Joining fee | ₹5,000 + GST | ₹999 + GST | ₹999 + GST |
| Annual fee | ₹5,000 + GST | ₹999 + GST | ₹999 + GST |
| Rewards | 1% base, up to 3% on foreign spends; 10% only at partner merchants | 1.5% base, up to 10% on dining | 1% base, up to 5% on online shopping |
| Domestic lounge | 8 visits a year | 2 visits a year | Not included |
| Forex markup | 3.5% | 1.99% | 3.5% |
| Type | Shopping | Dining | Shopping |
09Explore More
Card facts last verified 24 October 2026.
Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.
Never Miss Your Samsung Axis Bank Infinite Credit Card Bill
The SkyloFin app reads your bank's bill SMS, reminds you before the due date and marks the bill paid when you pay. Free on Android, and your data stays on your phone.
Common Questions
What is the joining fee for the Samsung Axis Bank Infinite Credit Card?
The joining fee is ₹5,000 + GST. Check the bank's page before you apply, because fees change and promotional waivers come and go.
What is the annual fee for the Samsung Axis Bank Infinite Credit Card?
The annual fee is ₹5,000 + GST.
Does the Samsung Axis Bank Infinite Credit Card give airport lounge access?
Yes. Domestic lounge access is 8 visits a year, international is 6 visits a year, through Priority Pass with Priority Pass. Check the bank's page for the current rules, because lounge programmes change.
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with Axis Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
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