HDFC Bank Insta Loan on Credit Card vs Tata Capital Personal Loan Compared
Which loan suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero.
| Feature |  HDFC Bank Insta Loan on Credit CardHDFC Bank | Tata Capital Personal LoanTata Capital | |
|---|---|---|---|
| Loan identity | |||
| Loan typesame | Personal | Personal | |
| Rate type | Fixed | - | |
| Interest and amount | |||
| Interest rate from | 10.88% | 10.99% | |
| Minimum amount | - | ₹40,000 | |
| Maximum amount | ₹15,00,000 | ₹35,00,000 | |
| Minimum tenure | 3 months | - | |
| Maximum tenure | 5 years | 6 years | |
| Fees and charges | |||
| Processing fee | Up to Rs 1,999 + GST (flat) | Up to 5% + GST | |
| Prepayment charges | Pre-closure 3% of outstanding principal + GST | Part-prepayment up to 25% free; above that, charges apply | |
| Eligibility | |||
| Min monthly salary | - | ₹20,000 | |
| Min age | - | 21 years | |
| Max age at maturity | - | 58 years | |
| Employment type | - | Salaried | |
| Min credit score | - | 725 | |
| Page content | |||
| Eligibility | Select HDFC Bank credit card holders only (the offer is pre-approved by the bank). The loan must fit within the available credit limit on the card; the loan amount is blocked on that limit and the cash limit becomes zero. | Salaried Indian residents aged 21 to 58, earning at least Rs 20,000 a month, with at least 1 year in the current job and 2 years of total experience. A CIBIL score of 725 or more is preferred. | |
| Documents needed | None. You need your registered mobile number and the last 4 digits of your HDFC Bank credit card. | PAN card, address proof (Aadhaar, passport, driving licence or voter ID), salary slips and bank statements for the last 3 months. | |
| Apply | Apply Now | Apply Now | |
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