HDFC Bank Insta Loan on Credit Card vs Protium Business Loan Compared

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HDFC Bank Insta Loan on Credit Card versus Protium Business Loan compared
Feature	HDFC Bank Insta Loan on Credit CardHDFC Bank	Protium Business LoanProtium Finance Limited
Loan identity
Loan type	Personal	Business
Rate type	Fixed	-
Interest and amount
Interest rate from	10.88%	-
Maximum amount	₹15,00,000	₹50,00,000
Minimum tenure	3 months	-
Maximum tenure	5 years	-
Fees and charges
Processing fee	Up to Rs 1,999 + GST (flat)	-
Prepayment charges	Pre-closure 3% of outstanding principal + GST	-
Eligibility
Min age	-	25 years
Max age at maturity	-	60 years
Employment type	-	Self-employed
Min credit score	-	700
Page content
Eligibility	Select HDFC Bank credit card holders only (the offer is pre-approved by the bank). The loan must fit within the available credit limit on the card; the loan amount is blocked on that limit and the cash limit becomes zero.	Sole proprietor businesses running for at least 1 year, with a bank account (net banking or e-statements) and an Aadhaar-linked mobile number.
Documents needed	None. You need your registered mobile number and the last 4 digits of your HDFC Bank credit card.	PAN, bank statements for the last 12 months (current and savings), proof of residence and business address, and business proof for at least 1 year. GST returns for larger loans.
Apply	Apply Now	Apply Now

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