HDFC Bank
HDFC Bank Insta Loan on Credit Card
- Interest rateFrom 10.88%
- Rate typeFixed
- Loan amountUp to ₹15 lakh
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
At a Glance
- Interest rate
- From 10.88%
- Rate type
- Fixed
- Loan amount
- Up to ₹15 lakh
- Tenure
- 3 months to 5 years
- Processing fee
- Up to ₹1,999 + GST (flat)
- Type
- Personal
- Collateral
- Not required
- Offered by
- HDFC Bank
What you get
- A pre-approved loan for existing HDFC Bank credit card holders, taken from the available limit on your card. No documents, and the money reaches your HDFC Bank savings account within seconds. Repaid in EMIs on your card statement over 12 to 60 months (3, 6 or 9 months for select customers).
Fees and charges
- Interest from 0.84% a month (about 10% a year), with GST on the interest part of each EMI. Flat processing fee up to Rs 1,999 + GST, whatever the loan amount. Pre-closure: 3% of the outstanding principal + GST, plus interest to that date. EMIs are part of your card's minimum amount due.
Who can apply
- Select HDFC Bank credit card holders only (the offer is pre-approved by the bank). The loan must fit within the available credit limit on the card; the loan amount is blocked on that limit and the cash limit becomes zero.
Documents you will need
- None. You need your registered mobile number and the last 4 digits of your HDFC Bank credit card.
How to apply
- Apply online with your registered mobile number and the last 4 digits of your card, check the pre-approved amount and pick a tenure.
Loan fees and charges
- Rate type
- Fixed
- Prepayment charges
- Pre-closure 3% of outstanding principal + GST
Common Questions
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with HDFC Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
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