Olyv Personal Loan vs Protium Business Loan Compared

Which loan suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero.

Olyv Personal Loan versus Protium Business Loan compared
Feature	Olyv Personal Loan	Protium Business LoanProtium Finance Limited
Loan identity
Loan type	Personal	Business
Interest and amount
Interest rate from	18%	-
Minimum amount	₹500	-
Maximum amount	₹5,00,000	₹50,00,000
Minimum tenure	2 months	-
Maximum tenure	2 years	-
Fees and charges
Processing fee	2% to 15% of the loan amount	-
Prepayment charges	Foreclosure up to 4% + GST	-
Late payment charges	Penal interest up to 36% a year	-
Eligibility
Min monthly salary	₹15,000	-
Min age	21 years	25 years
Max age at maturity	45 years	60 years
Employment type	Both	Self-employed
Min credit score	680	700
Page content
Eligibility	Indian citizen, age 21 or older, salaried or self-employed with a steady income of Rs 15,000 or more a month, and no active loan on Olyv.	Sole proprietor businesses running for at least 1 year, with a bank account (net banking or e-statements) and an Aadhaar-linked mobile number.
Documents needed	PAN card, Aadhaar-linked mobile number, and income proof such as bank statements or salary slips.	PAN, bank statements for the last 12 months (current and savings), proof of residence and business address, and business proof for at least 1 year. GST returns for larger loans.
Apply	Apply Now	Apply Now

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