Olyv Personal Loan vs Poonawalla Fincorp Compared

Which loan suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero.

Olyv Personal Loan versus Poonawalla Fincorp compared
Feature	Olyv Personal Loan	Poonawalla Fincorp
Loan identity
Loan typesame	Personal	Personal
Interest and amount
Interest rate from	18%	9.99%
Minimum amount	₹500	₹1,00,000
Maximum amount	₹5,00,000	₹50,00,000
Minimum tenure	2 months	1 year
Maximum tenure	2 years	7 years
Fees and charges
Processing fee	2% to 15% of the loan amount	Up to 4% + taxes
Prepayment charges	Foreclosure up to 4% + GST	Nil from own funds; 4% if repaid from another loan
Late payment charges	Penal interest up to 36% a year	24% a year on the overdue EMI; bounce Rs 500
Eligibility
Min monthly salary	₹15,000	₹25,000
Min agesame	21 years	21 years
Max age at maturity	45 years	60 years
Employment type	Both	Salaried
Min credit score	680	720
Page content
Eligibility	Indian citizen, age 21 or older, salaried or self-employed with a steady income of Rs 15,000 or more a month, and no active loan on Olyv.	Indian, age 21 to 60, working full time at a government body, PSU, MNC or private or public limited company, earning at least Rs 25,000 a month.
Documents needed	PAN card, Aadhaar-linked mobile number, and income proof such as bank statements or salary slips.	KYC and address proof, salary slips for the last 3 months, bank statement for the last 3 months, and office email or ID card.
Apply	Apply Now	Apply Now

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