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Bajaj Finance vs Olyv Personal Loan Compared

Which loan suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero.

Bajaj Finance Personal Loan versus Olyv Personal Loan compared
FeatureBajaj Finance Personal LoanBajaj Finance Personal LoanBajaj Finserv
Olyv Personal LoanOlyv Personal Loan
Loan identity
Loan typesamePersonalPersonal
Rate typeFixed-
Interest and amount
Interest rate from10%18%
Interest rate to30.5%-
Minimum amount₹40,000₹500
Maximum amount₹55,00,000₹5,00,000
Minimum tenure1 year2 months
Maximum tenure9 years2 years
Fees and charges
Processing feeUp to 4.13% (incl. taxes)2% to 15% of the loan amount
Prepayment chargesFull prepayment up to 4.72% (incl. taxes); part-prepayment freeForeclosure up to 4% + GST
Late payment chargesPenal charge up to 36% a year on the overdue instalment; bounce Rs 700 to Rs 1,200Penal interest up to 36% a year
Eligibility
Min monthly salary₹35,000₹15,000
Min agesame21 years21 years
Max age at maturity80 years45 years
Employment typesameBothBoth
Min credit score720680
Page content
EligibilityIndian citizen, age 21 to 80 (80 or younger at the end of the loan). Salaried or self-employed, working for a public sector, private or multinational company. CIBIL score 650 or higher.Indian citizen, age 21 or older, salaried or self-employed with a steady income of Rs 15,000 or more a month, and no active loan on Olyv.
Documents neededKYC (Aadhaar, passport, voter ID, driving licence, NPR letter or NREGA job card), PAN card, employee ID card, salary slips for the last 3 months, bank statements for the last 3 months.PAN card, Aadhaar-linked mobile number, and income proof such as bank statements or salary slips.
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