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Poonawalla Fincorp vs Tata Capital Personal Loan Compared

Which loan suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero.

Poonawalla Fincorp versus Tata Capital Personal Loan compared
FeaturePoonawalla FincorpPoonawalla Fincorp
Tata Capital Personal LoanTata Capital
Loan identity
Loan typesamePersonalPersonal
Interest and amount
Interest rate from9.99%10.99%
Minimum amount₹1,00,000₹40,000
Maximum amount₹50,00,000₹35,00,000
Minimum tenure1 year-
Maximum tenure7 years6 years
Fees and charges
Processing feeUp to 4% + taxesUp to 5% + GST
Prepayment chargesNil from own funds; 4% if repaid from another loanPart-prepayment up to 25% free; above that, charges apply
Late payment charges24% a year on the overdue EMI; bounce Rs 500-
Eligibility
Min monthly salary₹25,000₹20,000
Min agesame21 years21 years
Max age at maturity60 years58 years
Employment typesameSalariedSalaried
Min credit score720725
Page content
EligibilityIndian, age 21 to 60, working full time at a government body, PSU, MNC or private or public limited company, earning at least Rs 25,000 a month.Salaried Indian residents aged 21 to 58, earning at least Rs 20,000 a month, with at least 1 year in the current job and 2 years of total experience. A CIBIL score of 725 or more is preferred.
Documents neededKYC and address proof, salary slips for the last 3 months, bank statement for the last 3 months, and office email or ID card.PAN card, address proof (Aadhaar, passport, driving licence or voter ID), salary slips and bank statements for the last 3 months.
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