Tata Capital
Tata Capital Personal Loan
- Interest rateFrom 10.99%
- Loan amount₹40,000 to ₹35 lakh
- TenureUp to 6 years
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
At a Glance
- Interest rate
- From 10.99%
- Loan amount
- ₹40,000 to ₹35 lakh
- Tenure
- Up to 6 years
- Processing fee
- Up to 5% + GST
- Type
- Personal
- Min salary
- ₹20,000 a month
- Age
- 21 to 58 years
- CIBIL score
- 725+
- Collateral
- Not required
- Offered by
- Tata Capital
What you get
- Personal loan from Rs 40,000 to Rs 35 lakh at rates starting from 10.99% a year, repaid over up to 6 years. There is also an overdraft-style Flexi option where you pay interest only on what you use, and balance transfer from another lender.
Fees and charges
- Processing fee up to 5% of the loan amount + GST, depending on the offer made to you. Part-prepayment of up to 25% of the disbursed amount is free; above that, part-prepayment charges apply.
Who can apply
- Salaried Indian residents aged 21 to 58, earning at least Rs 20,000 a month, with at least 1 year in the current job and 2 years of total experience. A CIBIL score of 725 or more is preferred.
Documents you will need
- PAN card, address proof (Aadhaar, passport, driving licence or voter ID), salary slips and bank statements for the last 3 months.
How to apply
- Apply online with your KYC and income details and get a personalised offer.
Eligibility
- Minimum monthly income
- ₹20,000
Loan fees and charges
- Prepayment charges
- Part-prepayment up to 25% free; above that, charges apply
Eligibility
- Min monthly salary
- ₹20,000
- Min age
- 21 years
- Max age at maturity
- 58 years
- Employment
- Salaried
- Min credit score
- 725+
Common Questions
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with Tata Capital. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
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