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Indian Overseas Bank Civil Lines, Ludhiana IFSC Code

IFSC IOBA0000446 · MICR 141020004. Address, phone and the payments this branch supports.

Sending money to this branch

  • NEFT: bank transfers, round the clock, settled in batches.
  • RTGS: ₹2 lakh and above, in real time.
  • IMPS: instant transfers, any time.
  • UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC IOBA0000446, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

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Common Questions

What is the IFSC code of Indian Overseas Bank Civil Lines, Ludhiana?

The IFSC code of Indian Overseas Bank Civil Lines, Ludhiana is IOBA0000446.

What is the MICR code of Indian Overseas Bank Civil Lines, Ludhiana?

The MICR code is 141020004. It is printed on the branch's cheques.

Does Indian Overseas Bank Civil Lines, Ludhiana support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

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