Share

Indian Overseas Bank Baddowal, Ludhiana IFSC Code

IFSC IOBA0000204 · MICR 141020026. Address, phone and the payments this branch supports.

Sending money to this branch

  • NEFT: bank transfers, round the clock, settled in batches.
  • RTGS: ₹2 lakh and above, in real time.
  • IMPS: instant transfers, any time.
  • UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC IOBA0000204, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Indian Overseas Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Other Indian Overseas Bank branches in Ludhiana

All Indian Overseas Bank branches in Ludhiana · Search any branch

Common Questions

What is the IFSC code of Indian Overseas Bank Baddowal, Ludhiana?

The IFSC code of Indian Overseas Bank Baddowal, Ludhiana is IOBA0000204.

What is the MICR code of Indian Overseas Bank Baddowal, Ludhiana?

The MICR code is 141020026. It is printed on the branch's cheques.

Does Indian Overseas Bank Baddowal, Ludhiana support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides
SkyloFin - Expense Tracker

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

  • Reads bank SMS No account linking, no passwords.
  • Sorts every rupee Into categories you can edit.
  • Bills and cards Statements found, due dates reminded.
  • Your Google Drive Backed up to you, never to us.
Get the AppSee how it works