Share

Indian Overseas Bank IFSC Codes

Every Indian Overseas Bank branch in India with its IFSC, MICR and address. Pick a state, or search for a branch.

  • 4,730Branches
  • 34States and UTs
  • IOBAIFSC starts with

Check your Indian Overseas Bank balance: give a missed call to 9210622122 from your registered mobile.

Compare Indian Overseas Bank credit cards and accounts →

Biggest cities

Indian Overseas Bank branches by state

Indian Overseas Bank branches at a glance

Indian Overseas Bank branches in India
4,729
States and union territories
34
Most branches (state)
Tamil Nadu: 1,206
IFSC format
IOBA0XXXXXX (11 characters)
Balance by missed call
9210622122

Where the branches are

StateBranchesShare in India
Tamil Nadu1,20625.5%
Odisha1,14424.2%
Andhra Pradesh3066.5%
Uttar Pradesh2956.2%
Karnataka2405.1%
Kerala1954.1%
Maharashtra1793.8%
West Bengal1723.6%
Gujarat1433.0%
Punjab1162.5%

The 10 with the most branches; all 34 are listed above. Tamil Nadu alone holds 25.5%.

Next bank holidays (RBI, national): Diwali/Deepavali, 8 Nov 2026 · Guru Nanak Jayanti, 24 Nov 2026 · Christmas, 25 Dec 2026. Branches are also shut on the second and fourth Saturday of every month; NEFT and IMPS run every day. All bank holidays

IOB IFSC Questions

Answered from RBI's branch list.

How many Indian Overseas Bank branches are there in India?

4,729, across 34 states and union territories, by RBI's branch list.

Which state has the most Indian Overseas Bank branches?

Tamil Nadu, with 1,206 (25.5% of the 4,729 branches in India). Next is Odisha with 1,144.

What does a Indian Overseas Bank IFSC code look like?

11 characters: IOBA (the bank), then 0, then six characters for the branch, as in IOBA0XXXXXX. Each branch has its own code, so check the branch, not only the bank, before you send money by NEFT, RTGS or IMPS.

Where do I find my Indian Overseas Bank branch's IFSC?

On your cheque book and passbook, in net banking or the bank's app under account details, or on this site: pick the city and branch, or search by branch name.

Do small towns in India have a Indian Overseas Bank branch?

Yes: 3 of the 34 states and territories listed have a single Indian Overseas Bank branch, and its IFSC is on its own page here. A payment must use the IFSC of the branch that holds the account.

How do I check my Indian Overseas Bank balance without the app?

Give a missed call to 9210622122 from the mobile number registered with your account; the bank replies with your balance by SMS.

About Indian Overseas Bank IFSC codes

Every Indian Overseas Bank IFSC starts with IOBA, then a 0, then six characters for the branch. You need the branch's IFSC to send money to an account by NEFT, RTGS or IMPS. It is printed on the cheque book and passbook. For a large payment, confirm it with the account holder or the bank.

Can't find the branch? Search by name or code.

SkyloFin - Expense Tracker

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

  • Reads bank SMS No account linking, no passwords.
  • Sorts every rupee Into categories you can edit.
  • Bills and cards Statements found, due dates reminded.
  • Your Google Drive Backed up to you, never to us.