Indian Overseas Bank IFSC Code in Kerala
IFSC codes for all 195 Indian Overseas Bank branches in Kerala. Pick a city.
- 195Branches
- 20Cities and towns
Indian Overseas Bank branches in Kerala, by city
- Alapuzha10 branches
- Alapuzzha4 branches
- Cannanore2 branches
- Cannur6 branches
- Ernakulam22 branches
- Idukki2 branches
- Kannur3 branches
- Kasaragod5 branches
- Kasargod1 branch
- Kollam11 branches
- Kottayam13 branches
- Kozhikode12 branches
- Malappuram8 branches
- Mallappuram1 branch
- Palakkad9 branches
- Pathanamthitta22 branches
- Thiruvananthapuram47 branches
- Thrissur12 branches
- Trissur3 branches
- Wayanad2 branches
Indian Overseas Bank in Kerala at a glance
- Indian Overseas Bank branches in Kerala
- 195
- Share of Indian Overseas Bank's 4,730 branches
- 4.1%
- Cities and towns
- 20
- Most branches (city)
- Thiruvananthapuram: 47
- IFSC format
- IOBA0XXXXXX (11 characters)
- Balance by missed call
- 9210622122
Where the branches are
| City | Branches | Share in Kerala |
|---|---|---|
| Thiruvananthapuram | 47 | 24.1% |
| Ernakulam | 22 | 11.3% |
| Pathanamthitta | 22 | 11.3% |
| Kottayam | 13 | 6.7% |
| Kozhikode | 12 | 6.2% |
| Thrissur | 12 | 6.2% |
| Kollam | 11 | 5.6% |
| Alapuzha | 10 | 5.1% |
| Palakkad | 9 | 4.6% |
| Malappuram | 8 | 4.1% |
The 10 with the most branches; all 20 are listed above. Thiruvananthapuram alone holds 24.1%.
Next bank holidays (RBI, national): Diwali/Deepavali, 8 Nov 2026 · Guru Nanak Jayanti, 24 Nov 2026 · Christmas, 25 Dec 2026. Branches are also shut on the second and fourth Saturday of every month; NEFT and IMPS run every day. All bank holidays
IOB IFSC Questions
Answered from RBI's branch list.
How many Indian Overseas Bank branches are there in Kerala?
195, across 20 cities and towns, 4.1% of the bank's 4,730 branches in India, by RBI's branch list.
Which city has the most Indian Overseas Bank branches in Kerala?
Thiruvananthapuram, with 47 (24.1% of the 195 branches in Kerala). Next is Ernakulam with 22.
What does a Indian Overseas Bank IFSC code look like?
11 characters: IOBA (the bank), then 0, then six characters for the branch, as in IOBA0XXXXXX. Each branch has its own code, so check the branch, not only the bank, before you send money by NEFT, RTGS or IMPS.
Where do I find my Indian Overseas Bank branch's IFSC?
On your cheque book and passbook, in net banking or the bank's app under account details, or on this site: pick the city and branch, or search by branch name.
Do small towns in Kerala have a Indian Overseas Bank branch?
Yes: 2 of the 20 cities and towns listed have a single Indian Overseas Bank branch, and its IFSC is on its own page here. A payment must use the IFSC of the branch that holds the account.
How do I check my Indian Overseas Bank balance without the app?
Give a missed call to 9210622122 from the mobile number registered with your account; the bank replies with your balance by SMS.
Guides in Plain Words
Short reads that explain how it works before you decide.
