Indian Overseas Bank IFSC Code in Punjab
IFSC codes for all 116 Indian Overseas Bank branches in Punjab. Pick a city.
- 116Branches
- 22Cities and towns
Indian Overseas Bank branches in Punjab, by city
- Amritsar10 branches
- Bathinda1 branch
- Bhatinda2 branches
- Faridkot1 branch
- Fatehgarh Sahib2 branches
- Ferozepur1 branch
- Ferozpur2 branches
- Gurdaspur7 branches
- Hoshiarpur7 branches
- Hoshiyarpur2 branches
- Jalandhar17 branches
- Kapurthala3 branches
- Ludhiana32 branches
- Moga2 branches
- Mohali1 branch
- Muktsar2 branches
- Nawanshahr3 branches
- Pathankot1 branch
- Patiala10 branches
- Rupnagar5 branches
- Sangrur4 branches
- Sas Nagar1 branch
Indian Overseas Bank in Punjab at a glance
- Indian Overseas Bank branches in Punjab
- 116
- Share of Indian Overseas Bank's 4,730 branches
- 2.5%
- Cities and towns
- 22
- Most branches (city)
- Ludhiana: 32
- IFSC format
- IOBA0XXXXXX (11 characters)
- Balance by missed call
- 9210622122
Where the branches are
| City | Branches | Share in Punjab |
|---|---|---|
| Ludhiana | 32 | 27.6% |
| Jalandhar | 17 | 14.7% |
| Amritsar | 10 | 8.6% |
| Patiala | 10 | 8.6% |
| Gurdaspur | 7 | 6.0% |
| Hoshiarpur | 7 | 6.0% |
| Rupnagar | 5 | 4.3% |
| Sangrur | 4 | 3.4% |
| Kapurthala | 3 | 2.6% |
| Nawanshahr | 3 | 2.6% |
The 10 with the most branches; all 22 are listed above. Ludhiana alone holds 27.6%.
Next bank holidays (RBI, national): Diwali/Deepavali, 8 Nov 2026 · Guru Nanak Jayanti, 24 Nov 2026 · Christmas, 25 Dec 2026. Branches are also shut on the second and fourth Saturday of every month; NEFT and IMPS run every day. All bank holidays
IOB IFSC Questions
Answered from RBI's branch list.
How many Indian Overseas Bank branches are there in Punjab?
116, across 22 cities and towns, 2.5% of the bank's 4,730 branches in India, by RBI's branch list.
Which city has the most Indian Overseas Bank branches in Punjab?
Ludhiana, with 32 (27.6% of the 116 branches in Punjab). Next is Jalandhar with 17.
What does a Indian Overseas Bank IFSC code look like?
11 characters: IOBA (the bank), then 0, then six characters for the branch, as in IOBA0XXXXXX. Each branch has its own code, so check the branch, not only the bank, before you send money by NEFT, RTGS or IMPS.
Where do I find my Indian Overseas Bank branch's IFSC?
On your cheque book and passbook, in net banking or the bank's app under account details, or on this site: pick the city and branch, or search by branch name.
Do small towns in Punjab have a Indian Overseas Bank branch?
Yes: 6 of the 22 cities and towns listed have a single Indian Overseas Bank branch, and its IFSC is on its own page here. A payment must use the IFSC of the branch that holds the account.
How do I check my Indian Overseas Bank balance without the app?
Give a missed call to 9210622122 from the mobile number registered with your account; the bank replies with your balance by SMS.
Guides in Plain Words
Short reads that explain how it works before you decide.



