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Protium Business Loan vs Bajaj Finance Personal Loan Compared

Which loan suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero.

Protium Business Loan versus Bajaj Finance Personal Loan compared
FeatureProtium Business LoanProtium Finance Limited
Bajaj Finance Personal LoanBajaj Finance Personal LoanBajaj Finserv
Loan identity
Loan typeBusinessPersonal
Rate type-Fixed
Interest and amount
Interest rate from-10%
Interest rate to-30.5%
Minimum amount-₹40,000
Maximum amount₹50,00,000₹55,00,000
Minimum tenure-1 year
Maximum tenure-9 years
Fees and charges
Processing fee-Up to 4.13% (incl. taxes)
Prepayment charges-Full prepayment up to 4.72% (incl. taxes); part-prepayment free
Late payment charges-Penal charge up to 36% a year on the overdue instalment; bounce Rs 700 to Rs 1,200
Eligibility
Min monthly salary-₹35,000
Min age25 years21 years
Max age at maturity60 years80 years
Employment typeSelf-employedBoth
Min credit score700720
Page content
EligibilitySole proprietor businesses running for at least 1 year, with a bank account (net banking or e-statements) and an Aadhaar-linked mobile number.Indian citizen, age 21 to 80 (80 or younger at the end of the loan). Salaried or self-employed, working for a public sector, private or multinational company. CIBIL score 650 or higher.
Documents neededPAN, bank statements for the last 12 months (current and savings), proof of residence and business address, and business proof for at least 1 year. GST returns for larger loans.KYC (Aadhaar, passport, voter ID, driving licence, NPR letter or NREGA job card), PAN card, employee ID card, salary slips for the last 3 months, bank statements for the last 3 months.
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