HDFC MoneyBack+ Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 5Changes
- 1Card
- 5Reduced
View HDFC MoneyBack+ Credit Card →All card changes
Get an email when the HDFC MoneyBack+ Credit Card's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
May 2026
Reduced15 May 2026
Dynamic currency conversion markup raised to 1.75%
Bank's notice ↗Before1% markupNow1.75% markupReduced15 May 2026
Earn rate cut ~25%: per ₹150 raised to per ₹200
Bank's notice ↗Before20 CashPoints per ₹150 (10X); 2 per ₹150 (base)Now20 CashPoints per ₹200 (10X); 2 per ₹200 (base)
November 2025
Reduced1 Nov 2025
CashPoint value cut to 20 paise for statement redemption
Bank's notice ↗Before1 CashPoint = Rs 0.25Now1 CashPoint = Rs 0.20
July 2025
Reduced1 Jul 2025
1% fee added on rent, wallet loads and online gaming
Bank's notice ↗BeforeNo category surcharge on rent, wallet loads or gamingNow1% on rent (cap Rs 4,999 per transaction); 1% on wallet loads and on online skill-based gaming above Rs 10,000 a calendar month (cap Rs 4,999 a month)Reduced1 Jul 2025
1% fee on utilities above Rs 50,000 and on third-party education payments
Bank's notice ↗BeforeNo surcharge on utility or education paymentsNow1% on utility spends above Rs 50,000 a calendar month (cap Rs 4,999 a month); 1% on education paid through third-party apps
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
- GuidesBest Credit Cards Under ₹5,000 a Year in India (2026)Credit cards with an annual fee of ₹5,000 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
- GuidesBest Credit Cards Under ₹1,000 a Year in India (2026)Credit cards with an annual fee of ₹1,000 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →



