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Jupiter Edge+ CSB Bank RuPay Credit Card vs SBI Card MILES PRIME Compared

Which credit card suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero. Data last verified: 5 October 2026.

Jupiter Edge+ CSB Bank RuPay Credit Card versus SBI Card MILES PRIME compared
FeatureJupiter Edge+ CSB Bank RuPay Credit CardJupiter Edge+ CSB Bank RuPay Credit CardCSB Bank5 recent changes →
SBI Card MILES PRIMESBI Card MILES PRIMEState Bank of India4 recent changes →
Rewards by spend
Rewards1% on most spends; 5% only at partner merchants0.5% base, up to 1% on travel
UPI payments (scan and pay)1%Earns nothing
Online shopping1%; 1% only at Amazon Flipkart Myntra Tata Cliq Ajio Nykaa Croma Reliance Digital Trent/Tata Retail and Reliance Retail, other online shopping earns the 1% base rate0.5%
Dining and food delivery1%0.5%
Groceries1%0.5%
Travel: flights, hotels, trains1%; 5% only at Jupiter Flights1%
FuelsameEarns nothingEarns nothing
Bills and rechargessameEarns nothingEarns nothing
RentsameEarns nothingEarns nothing
Insurance premiumssameEarns nothingEarns nothing
School and college fees1%Earns nothing
Wallet top-upssameEarns nothingEarns nothing
Taxes and government paymentsEarns nothingNot stated
Spend abroad or in a foreign currency1%0.5%
Everything else1%0.5%
Card identity
Card typesameTravelTravel
NetworkRuPayMastercard
Card tierEntryPremium
Fees
Joining feeFree₹2,999 + GST
Annual feeFree₹2,999 + GST
Fee waived at-₹10,00,000
Eligibility
Min age23 years21 years
Max age60 years70 years
Employment typesameBOTHBOTH
Rewards
Reward typeReward pointsAir miles
Point value₹0₹1
Fuel surcharge
Fuel surcharge waiverNoYes
Fuel waiver cap₹100₹250
Lounge access
Domestic lounge visits-8
International lounge visits-4
Lounge programme-PRIORITY_PASS
Priority PassNoYes
Lounge condition-8 domestic airport lounge visits/year (max 2/quarter) plus Priority Pass with 4 international visits/year. 1 extra domestic visit per ₹1 lakh spend, capped at 12/year. Priority Pass free for first 2 years
Forex and international
Forex markup3.5%2.5%
UPI rewards
Works on UPIYesNo
Interest and charges
Interest rate (monthly)same3.75%3.75%
Interest rate (annual)same45%45%
Page content
Documents neededPAN or Aadhaar card (identity and address) Income proof, digital salary slips or bank statements A digital selfie for in-app verificationPAN card Aadhaar / address proof Income proof (salary slips or ITR) Recent passport-size photograph
ApplyApply NowApply Now

Worth in Rupees at ₹20,000 a Month

Jupiter Edge+ CSB Bank RuPay Credit Card
Rewards a year
₹2,400
Fee a year
₹0
You keep
₹2,400
SBI Card MILES PRIME
Rewards a year
₹1,500
Fee a year
- ₹3,539
You keep
- ₹2,039

At this spend, Jupiter Edge+ CSB Bank RuPay Credit Card comes out ₹4,439 a year ahead of SBI Card MILES PRIME. Worked out from each card's published reward rate, caps and fee, on ₹20,000 a month. Your own spend changes the answer: try the rewards calculator.

Best For

Jupiter Edge+ CSB Bank RuPay Credit Card
  • Frequent online shoppers
  • People who buy from Amazon, Flipkart and Myntra
  • UPI users wanting a free rewards card
SBI Card MILES PRIME
  • Frequent flyers
  • People who spend heavily on travel
  • Travellers who want Priority Pass access

Watch-Outs

Jupiter Edge+ CSB Bank RuPay Credit Card
  • Monthly caps on the higher rates
  • Other online stores earn only 1%
  • 3.5% forex fee
SBI Card MILES PRIME
  • Fee waiver needs Rs 10 lakh a year, which most people will not reach
  • Base return of about 0.5% is low
  • Credits are worth the most only when redeemed for travel

Card data sourced via CardAdvisor.in (Jupiter Edge+ CSB Bank RuPay Credit Card, SBI Card MILES PRIME), India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Questions People Ask

Which has the lower annual fee, Jupiter Edge+ CSB Bank RuPay Credit Card or SBI Card MILES PRIME?

Jupiter Edge+ CSB Bank RuPay Credit Card. Jupiter Edge+ CSB Bank RuPay Credit Card: no annual fee; SBI Card MILES PRIME: ₹2,999. Check whether a spend-based waiver applies before you decide.

Which is better for spending abroad?

SBI Card MILES PRIME has the lowest forex markup. SBI Card MILES PRIME: 2.5%; Jupiter Edge+ CSB Bank RuPay Credit Card: 3.5%. The markup is charged on every foreign-currency transaction, before GST.

Which earns more on everyday spending?

On spends outside any bonus category: Jupiter Edge+ CSB Bank RuPay Credit Card 1%, SBI Card MILES PRIME 0.5%. Bonus categories, rates limited to named merchants and monthly caps change the picture, so compare the rewards by spend too.

Can I hold more than one of these cards?

Usually yes, if each bank approves you. Many people keep one card for everyday spending and another for a specific use such as travel. Each application is a separate credit check.

Work Out the Numbers

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