Indian Overseas Bank Balance Check by Missed Call
Give a missed call to 92106 22122 from your registered mobile and IOB texts you the balance. Free, no app, no internet.
- 92106 22122Missed call number
- 26 Oct 2026Last checked
How to check your IOB balance by missed call
- Use the mobile number registered with your Indian Overseas Bank account.
- Dial 92106 22122.
- The call rings once or twice and cuts off by itself. Nothing is charged.
- IOB sends your account balance by SMS, usually within a minute.
Other ways to check your IOB balance
- UPI app: choose your IOB account, tap Check balance and enter your UPI PIN.
- IOB mobile or net banking: the balance is on the home screen after you log in.
- ATM: any bank's ATM shows it with your IOB debit card. Other banks' ATMs count toward your free monthly uses.
- Passbook: update it at your IOB branch.
- SkyloFin app: reads IOB's SMS alerts on your phone and keeps the balance up to date; its Balance button dials 92106 22122 for you. About the app
Indian Overseas Bank at a glance
- Indian Overseas Bank is a public sector bank.
- 4,730 branches; every IFSC code starts with IOBA. Find a IOB branch IFSC
- Bank holidays this year, when branches are closed.
- Missed-call numbers for every bank
Common Questions
What is the Indian Overseas Bank balance check number?
Give a missed call to 92106 22122 from the mobile number registered with your IOB account. Checked on 26 Oct 2026 on IOB's own website.
Is the IOB missed call balance check free?
Yes. The call cuts off by itself before it is answered, so your mobile operator charges nothing, and IOB does not charge for the SMS with your balance.
Why did I not get an SMS from IOB?
Most often the number you called from is not the one registered with your IOB account. Some banks also ask you to register once for missed-call banking: IOB's page on the service explains how. If it still does not work, check that your SMS inbox is not full.
Can I check my IOB balance without a missed call?
Yes: in any UPI app (choose the IOB account and enter your UPI PIN), in IOB's mobile or net banking, at any ATM with your debit card, or in your passbook at the branch.
Will the missed call show the balance of all my accounts?
That depends on IOB. Many banks send the balance of every account linked to the mobile number; some send only the main account. The SMS names the account it is for.
Guides in Plain Words
Short reads that explain how it works before you decide.
