State Bank of India Scb Focal Point, Ludhiana, Ludhiana IFSC Code

IFSC SBIN0004112 · MICR 141002030. Address, phone and the payments this branch supports.

State Bank of India

Scb Focal Point, Ludhiana branch

IFSCSBIN0004112

MICR141002030

SWIFTSBININBB434

Address: Phase-V, Focal Point, Ludhiana, Punjab ,Pin-141001
City: Ludhiana
District: Ludhiana
State: Punjab

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your State Bank of India balance: give a missed call to 9223766666 from your registered mobile.

Compare State Bank of India credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC SBIN0004112, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your State Bank of India Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Other State Bank of India branches in Ludhiana

All State Bank of India branches in Ludhiana · Search any branch

Common Questions

What is the IFSC code of State Bank of India Scb Focal Point, Ludhiana, Ludhiana?

The IFSC code of State Bank of India Scb Focal Point, Ludhiana, Ludhiana is SBIN0004112.

What is the MICR code of State Bank of India Scb Focal Point, Ludhiana, Ludhiana?

The MICR code is 141002030. It is printed on the branch's cheques.

Does State Bank of India Scb Focal Point, Ludhiana, Ludhiana support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.