Punjab National Bank Phagwara- Guru Hargobind Nagar, Kapurthala IFSC Code

IFSC PUNB0072010 · MICR 144024214. Address, phone and the payments this branch supports.

Punjab National Bank

Phagwara- Guru Hargobind Nagar branch

IFSCPUNB0072010

MICR144024214

Address: Guru Hargobind Nagar 144401
City: Kapurthala
District: Phagwara
State: Punjab
Branch phone: +911824261987

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your Punjab National Bank balance: give a missed call to 18001802223 from your registered mobile.

Compare Punjab National Bank credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC PUNB0072010, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Punjab National Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Other Punjab National Bank branches in Kapurthala

All Punjab National Bank branches in Kapurthala · Search any branch

Common Questions

What is the IFSC code of Punjab National Bank Phagwara- Guru Hargobind Nagar, Kapurthala?

The IFSC code of Punjab National Bank Phagwara- Guru Hargobind Nagar, Kapurthala is PUNB0072010.

What is the MICR code of Punjab National Bank Phagwara- Guru Hargobind Nagar, Kapurthala?

The MICR code is 144024214. It is printed on the branch's cheques.

Does Punjab National Bank Phagwara- Guru Hargobind Nagar, Kapurthala support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.