Indian Overseas Bank Simla, Simla IFSC Code

IFSC IOBA0000425 · MICR 171020002. Address, phone and the payments this branch supports.

Indian Overseas Bank

Simla branch

IFSCIOBA0000425

MICR171020002

Address: 12, The Mall, Shimla
City: Simla
District: Simla
State: Himachal Pradesh
Branch phone: +911772658158

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your Indian Overseas Bank balance: give a missed call to 9210622122 from your registered mobile.

Compare Indian Overseas Bank credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC IOBA0000425, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Indian Overseas Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Common Questions

What is the IFSC code of Indian Overseas Bank Simla, Simla?

The IFSC code of Indian Overseas Bank Simla, Simla is IOBA0000425.

What is the MICR code of Indian Overseas Bank Simla, Simla?

The MICR code is 171020002. It is printed on the branch's cheques.

Does Indian Overseas Bank Simla, Simla support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.