Indian Bank Ludhiana Focal Point, Ludhiana IFSC Code

IFSC IDIB000F521 · MICR 141019031. Address, phone and the payments this branch supports.

Indian Bank

Ludhiana Focal Point branch

IFSCIDIB000F521

MICR141019031

Address: Opposite Aarati Steels Limited Shiv Chowk Focal Point Ludhiana Ludhiana Pin 141001
City: Ludhiana
District: Ludhiana
State: Punjab
Branch phone: +917347035091

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your Indian Bank balance: give a missed call to 9677633000 from your registered mobile.

Compare Indian Bank credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC IDIB000F521, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Indian Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Other Indian Bank branches in Ludhiana

All Indian Bank branches in Ludhiana · Search any branch

Common Questions

What is the IFSC code of Indian Bank Ludhiana Focal Point, Ludhiana?

The IFSC code of Indian Bank Ludhiana Focal Point, Ludhiana is IDIB000F521.

What is the MICR code of Indian Bank Ludhiana Focal Point, Ludhiana?

The MICR code is 141019031. It is printed on the branch's cheques.

Does Indian Bank Ludhiana Focal Point, Ludhiana support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

SkyloFin - Expense Tracker

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.
Sorts every rupee Into categories you can edit.
Bills and cards Statements found, due dates reminded.
Your Google Drive Backed up to you, never to us.

Get the App See how it works