ESAF Small Finance Bank IFSC Code in Kerala
IFSC codes for all 337 ESAF Small Finance Bank branches in Kerala. Pick a city.
- 337Branches
- 26Cities and towns
ESAF Small Finance Bank branches in Kerala, by city
- Alappuzha4 branches
- Alapuzha8 branches
- Alapuzhya1 branch
- Ernakulam25 branches
- Erode1 branch
- Idukki16 branches
- Kannur19 branches
- Kasaragod5 branches
- Kasargod5 branches
- Kasargode1 branch
- Kollam10 branches
- Kottayam15 branches
- Kozhikode14 branches
- Malappuram57 branches
- Malappurma1 branch
- Mysuru1 branch
- Palakkad67 branches
- Pandikkad1 branch
- Pathanamthitta9 branches
- Thiruvanantapuram3 branches
- Thiruvananthapuram12 branches
- Thiruvanathapuram2 branches
- Thissur2 branches
- Thrissur37 branches
- Trivandrm1 branch
- Wayanad20 branches
ESAF Small Finance Bank in Kerala at a glance
- ESAF Small Finance Bank branches in Kerala
- 337
- Share of ESAF Small Finance Bank's 836 branches
- 40.3%
- Cities and towns
- 26
- Most branches (city)
- Palakkad: 67
- IFSC format
- ESMF0XXXXXX (11 characters)
- Balance by missed call
- 8592866639
Where the branches are
| City | Branches | Share in Kerala |
|---|---|---|
| Palakkad | 67 | 19.9% |
| Malappuram | 57 | 16.9% |
| Thrissur | 37 | 11.0% |
| Ernakulam | 25 | 7.4% |
| Wayanad | 20 | 5.9% |
| Kannur | 19 | 5.6% |
| Idukki | 16 | 4.7% |
| Kottayam | 15 | 4.5% |
| Kozhikode | 14 | 4.2% |
| Thiruvananthapuram | 12 | 3.6% |
The 10 with the most branches; all 26 are listed above. Palakkad alone holds 19.9%.
Next bank holidays (RBI, national): Diwali/Deepavali, 8 Nov 2026 · Guru Nanak Jayanti, 24 Nov 2026 · Christmas, 25 Dec 2026. Branches are also shut on the second and fourth Saturday of every month; NEFT and IMPS run every day. All bank holidays
ESAF IFSC Questions
Answered from RBI's branch list.
How many ESAF Small Finance Bank branches are there in Kerala?
337, across 26 cities and towns, 40.3% of the bank's 836 branches in India, by RBI's branch list.
Which city has the most ESAF Small Finance Bank branches in Kerala?
Palakkad, with 67 (19.9% of the 337 branches in Kerala). Next is Malappuram with 57.
What does a ESAF Small Finance Bank IFSC code look like?
11 characters: ESMF (the bank), then 0, then six characters for the branch, as in ESMF0XXXXXX. Each branch has its own code, so check the branch, not only the bank, before you send money by NEFT, RTGS or IMPS.
Where do I find my ESAF Small Finance Bank branch's IFSC?
On your cheque book and passbook, in net banking or the bank's app under account details, or on this site: pick the city and branch, or search by branch name.
Do small towns in Kerala have a ESAF Small Finance Bank branch?
Yes: 7 of the 26 cities and towns listed have a single ESAF Small Finance Bank branch, and its IFSC is on its own page here. A payment must use the IFSC of the branch that holds the account.
How do I check my ESAF Small Finance Bank balance without the app?
Give a missed call to 8592866639 from the mobile number registered with your account; the bank replies with your balance by SMS.
Guides in Plain Words
Short reads that explain how it works before you decide.
