ESAF Small Finance Bank IFSC Code
Find the ESAF Small Finance Bank IFSC code of any branch in India, with its MICR and address. Pick a state, or search for a branch.
- 836Branches
- 25States and UTs
- ESMFIFSC starts with
Check your ESAF Small Finance Bank balance: give a missed call to 8592866639 from your registered mobile.
Biggest cities
- Palakkad67 branches · Kerala
- Malappuram57 branches · Kerala
- Thrissur37 branches · Kerala
- Ernakulam25 branches · Kerala
- Wayanad20 branches · Kerala
- Kannur19 branches · Kerala
- Idukki16 branches · Kerala
- Coimbatore15 branches · Tamil Nadu
- Kottayam15 branches · Kerala
- Kozhikode14 branches · Kerala
- Thiruvananthapuram12 branches · Kerala
- Kollam10 branches · Kerala
ESAF Small Finance Bank branches by state
- Andhra Pradesh13 branches
- Assam6 branches
- Bihar18 branches
- Chandigarh1 branch
- Chhattisgarh40 branches
- Delhi11 branches
- Gujarat11 branches
- Haryana7 branches
- Jharkhand17 branches
- Karnataka40 branches
- Kerala337 branches
- Madhya Pradesh72 branches
- Maharashtra76 branches
- Meghalaya2 branches
- Nagaland2 branches
- Odisha18 branches
- Puducherry2 branches
- Punjab1 branch
- Rajasthan11 branches
- Tamil Nadu103 branches
- Telangana10 branches
- Tripura3 branches
- Uttar Pradesh15 branches
- Uttarakhand6 branches
- West Bengal14 branches
ESAF Small Finance Bank branches at a glance
- ESAF Small Finance Bank branches in India
- 836
- States and union territories
- 25
- Most branches (state)
- Kerala: 337
- IFSC format
- ESMF0XXXXXX (11 characters)
- Balance by missed call
- 8592866639
Where the branches are
| State | Branches | Share in India |
|---|---|---|
| Kerala | 337 | 40.3% |
| Tamil Nadu | 103 | 12.3% |
| Maharashtra | 76 | 9.1% |
| Madhya Pradesh | 72 | 8.6% |
| Chhattisgarh | 40 | 4.8% |
| Karnataka | 40 | 4.8% |
| Bihar | 18 | 2.2% |
| Odisha | 18 | 2.2% |
| Jharkhand | 17 | 2.0% |
| Uttar Pradesh | 15 | 1.8% |
The 10 with the most branches; all 25 are listed above. Kerala alone holds 40.3%.
Next bank holidays (RBI, national): Diwali/Deepavali, 8 Nov 2026 · Guru Nanak Jayanti, 24 Nov 2026 · Christmas, 25 Dec 2026. Branches are also shut on the second and fourth Saturday of every month; NEFT and IMPS run every day. All bank holidays
ESAF IFSC Questions
Answered from RBI's branch list.
How many ESAF Small Finance Bank branches are there in India?
836, across 25 states and union territories, by RBI's branch list.
Which state has the most ESAF Small Finance Bank branches?
Kerala, with 337 (40.3% of the 836 branches in India). Next is Tamil Nadu with 103.
What does a ESAF Small Finance Bank IFSC code look like?
11 characters: ESMF (the bank), then 0, then six characters for the branch, as in ESMF0XXXXXX. Each branch has its own code, so check the branch, not only the bank, before you send money by NEFT, RTGS or IMPS.
Where do I find my ESAF Small Finance Bank branch's IFSC?
On your cheque book and passbook, in net banking or the bank's app under account details, or on this site: pick the city and branch, or search by branch name.
Do small towns in India have a ESAF Small Finance Bank branch?
Yes: 2 of the 25 states and territories listed have a single ESAF Small Finance Bank branch, and its IFSC is on its own page here. A payment must use the IFSC of the branch that holds the account.
How do I check my ESAF Small Finance Bank balance without the app?
Give a missed call to 8592866639 from the mobile number registered with your account; the bank replies with your balance by SMS.
Track Your ESAF Small Finance Bank Account Automatically
The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.
About ESAF Small Finance Bank IFSC codes
Every ESAF Small Finance Bank IFSC starts with ESMF, then a 0, then six characters for the branch. You need the branch's IFSC to send money to an account by NEFT, RTGS or IMPS. It is printed on the cheque book and passbook. For a large payment, confirm it with the account holder or the bank.
Can't find the branch? Search by name or code.
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