Zype (RBI-registered NBFC and bank partners)
Zype Personal Loan
- Interest rate18% to 34%
- Loan amount₹3,000 to ₹5 lakh
- Tenure6 months to 3 years
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
At a Glance
- Interest rate
- 18% to 34%
- Loan amount
- ₹3,000 to ₹5 lakh
- Tenure
- 6 months to 3 years
- Processing fee
- 2% to 6% of the sanctioned amount
- Type
- Personal
- Prepayment
- No charges
- Min salary
- ₹20,000 a month
- Age
- 21 to 50 years
- CIBIL score
- 650+
- Collateral
- Not required
- Offered by
- Zype (RBI-registered NBFC and bank partners)
What you get
- Personal loans from Rs 3,000 to Rs 5 lakh through the Zype app, repaid over 6 to 36 months, with approval often in about a minute. Zype (Easy Platform Services Pvt Ltd) is the platform; the loan comes from one of its RBI-registered NBFC or bank partners.
Fees and charges
- APR 18% to 34% a year (interest plus processing and other mandatory charges), depending on your credit score, income and repayment history. Processing fee 2% to 6% of the sanctioned amount. No foreclosure charge.
Who can apply
- Salaried individuals; the rate and limit depend on your credit score, income and repayment history.
Documents you will need
- Digital KYC in the app; no physical documents.
How to apply
- Download the Zype app, complete KYC, get your limit and transfer the amount you need to your bank account.
Eligibility
- Minimum monthly income
- ₹20,000
Loan fees and charges
- Processing fee
- 2.00% to 6.00%
- Prepayment
- No prepayment charges
Eligibility
- Min monthly salary
- ₹20,000
- Min age
- 21 years
- Max age at maturity
- 50 years
- Employment
- Salaried
- Min credit score
- 650+
Common Questions
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with Zype (RBI-registered NBFC and bank partners). We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
Guides in Plain Words
Short reads that explain how it works before you decide.
Personal LoansPersonal Loan True Cost: Flat vs Reducing Rate, Fees and APRTwo personal loans can quote rates that look close and cost very different amounts. Here is how flat and reducing rates differ, what the processing fee adds, and how to read the APR on the Key Fact Statement.Read the guide →
LoansWhat Is a Good CIBIL Score, and How to Raise ItYour CIBIL score runs from 300 to 900, and 750 or more opens most doors. Here is what moves it, what does not, and how to raise it step by step.Read the guide →




