ZapCash (Weekline Investment and Trading Co. Ltd)
ZapCash Personal Loan
- Loan amountUp to ₹5 lakh
- TypePersonal
- Age21 to 60 years
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
At a Glance
- Loan amount
- Up to ₹5 lakh
- Type
- Personal
- Age
- 21 to 60 years
- CIBIL score
- 500+
- Collateral
- Not required
- Offered by
- ZapCash (Weekline Investment and Trading Co. Ltd)
What you get
- Unsecured personal loans up to Rs 5 lakh, applied for in the ZapCash app, including for people with little or no credit history. ZapCash (Omnistack Innovation Pvt Ltd) is the platform; loans are given by its RBI-registered NBFC partners such as Weekline Investment and Trading Company Ltd.
Fees and charges
- Rate and fees depend on your profile and are shown in the Key Fact Statement before you accept. ZapCash's own example: Rs 1,50,000 over 3 years at 22% a year, processing fee 3.5% + GST plus Rs 500 stamp duty, APR 25.14%.
Who can apply
- Age 21 or older, with a valid government ID, proof of income and an active bank account. Salaried and self-employed people can apply.
Documents you will need
- PAN, bank statements, and for businesses a business licence, Udyam registration or GST certificate.
How to apply
- Apply in the ZapCash app, upload your documents and track the loan status there.
Eligibility
- Min age
- 21 years
- Max age at maturity
- 60 years
- Employment
- Both
- Min credit score
- 500+
Common Questions
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with ZapCash (Weekline Investment and Trading Co. Ltd). We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
Guides in Plain Words
Short reads that explain how it works before you decide.
Personal LoansPersonal Loan True Cost: Flat vs Reducing Rate, Fees and APRTwo personal loans can quote rates that look close and cost very different amounts. Here is how flat and reducing rates differ, what the processing fee adds, and how to read the APR on the Key Fact Statement.Read the guide →
LoansWhat Is a Good CIBIL Score, and How to Raise ItYour CIBIL score runs from 300 to 900, and 750 or more opens most doors. Here is what moves it, what does not, and how to raise it step by step.Read the guide →




