RBL Bank
RBL Bank Play Credit Card
Data last verified: 11 October 2026
- Joining fee₹500 + GST
- Annual fee₹500 + GST
- Reward rate0.25% on most spends
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
- Joining fee₹500 + GST
- Annual fee₹500 + GST
- Fee waiverOn ₹1,50,000 spend a year
- Forex markup3.5%
- Interest (APR)3.99% a month, 47.88% a year
- Fuel surcharge waiver1%
- Fuel waiver cap₹100 a month
The Play card has one main job. Spend Rs 5,000 in a month and you get 2 free movie or event tickets on BookMyShow, worth up to Rs 250 each. That is up to Rs 500 of value a month. Other rewards are thin, about 0.25% on spends.
It costs ₹500 a year and the fee is waived once you spend ₹1,50,000 in the year. One month of free tickets covers the fee, so for regular movie goers it pays for itself quickly.
It suits people who go to the movies or events every month. The catch is that if you do not, the card gives you very little, since the base reward is among the lowest around.
Best for: Regular movie goers, People who book events on BookMyShow, Couples who watch films together.
01RBL Bank Play Credit Card Rewards and Benefits
02RBL Bank Play Credit Card Annual Fee and Charges
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST
- Spend-based waiver
- Annual fee waived on ₹1,50,000 spend in a year (rent and wallet loads not counted)
- Rewards redemption fee
- ₹99 per request
- Forex markup
- 3.5%
- Interest rate
- 3.99% a month (47.88% a year)
- Fuel surcharge waiver
- Yes, up to ₹100 a month
- Card replacement
- Not published
03What It's Worth, in Rupees
If you spend ₹20,000 a month on this card:
- ₹20,000 on everything else, earning 0.25%₹50
- Back each month, ₹600 a year₹50
- Annual fee with 18% GST (waived at this spend)₹0
- In your pocket each year₹600
Worked out from this card's reward rates, caps and fee in our data; a rate limited to named merchants is not counted here. Your own spending will differ: see what this card is worth at your spend.
Good for
- Spending ₹12,500 or more a month: the ₹590 fee is waived
Skip it if…
- you spend less than ₹12,500 a month (₹1,50,000 a year, rent and wallet loads not counted): the ₹590 fee is then charged
- most of your spending is fuel, utility bills, rent or insurance: those earn nothing on this card
- you pay mostly by UPI: a Visa or Mastercard card cannot pay by UPI
- you often pay in foreign currency: 3.5% is added to every foreign spend
- you sometimes pay only the minimum due: interest of 3.99% a month (47.88% a year) outweighs any reward
04Product Details
- Joining and annual fee: ₹500 each
- Fee waived on ₹1,50,000 annual spend
- 2 free BookMyShow tickets a month worth up to ₹250 each on ₹5,000 monthly spend
- About 0.25% back on other spends
- Forex markup of 3.5%
05Pros and Cons
Pros
- Up to ₹500 of free tickets a month
- Low fee that is easy to recover
- Simple benefit to understand
Cons
- Very low 0.25% base reward
- Free tickets need ₹5,000 spend every month
- Little value if you rarely watch movies
- No lounge access
06How RBL Bank Play Credit Card earns Rewards
0.25% on most spends.
| Spend category | Rate | Monthly cap | Where it applies |
|---|---|---|---|
| UPI payments (scan and pay) | Earns nothing | - | a Visa or Mastercard card cannot pay by UPI |
| Online shopping | 0.25% | No cap | The card's normal rate |
| Dining and food delivery | 0.25% | No cap | The card's normal rate |
| Groceries | 0.25% | No cap | The card's normal rate |
| Travel: flights, hotels, trains | 0.25% | No cap | The card's normal rate |
| Fuel | Earns nothing | - | earns nothing on this card |
| Bills and recharges | Earns nothing | - | earns nothing on this card |
| Rent | Earns nothing | - | earns nothing on this card |
| Insurance premiums | Earns nothing | - | earns nothing on this card |
| School and college fees | Earns nothing | - | earns nothing on this card |
| Wallet top-ups | Earns nothing | - | earns nothing on this card |
| Taxes and government payments | Earns nothing | - | earns nothing on this card |
| Spend abroad or in a foreign currency | 0.25% | No cap | The card's normal rate |
| Everything else | 0.25% | No cap | The card's normal rate |
Terms on the base rate. Base reward points, RBL does not officially publish the Play base earn rate; the card's real value is the monthly BookMyShow benefit, not base points. A ₹99 redemption fee applies
Point value. 1 point is worth about ₹0.25 at the bank's stated value.
07RBL Bank Play Credit Card Travel Benefits
Spending abroad carries a 3.5% forex markup; rewards on it: 0.25% back (the normal rate). See what it costs on your trip
Also on the card. fuel surcharge waiver, movie ticket offers.
- Fuel surcharge waiver: 1% fuel surcharge waiver on transactions of ₹500 to ₹4,000, capped at ₹100 a month
- Movie ticket offers: ₹500 BookMyShow discount (2 tickets up to ₹250 each) every billing month you spend ₹5,000, plus up to ₹100 off food & beverage on BookMyShow bookings
08RBL Bank Play Credit Card Eligibility and Documents
- Employment
- Salaried or self-employed
Documents. PAN card Aadhaar / valid address proof Latest 3 months bank statement Income proof, salary slips (salaried) or ITR (self-employed) Recent passport-size photograph
09Recent Changes
What RBL Bank changed on this card recently. The facts on this page already reflect them.
| Date | Change | Before | Now |
|---|---|---|---|
| 7 Jan 2026 | Reduced: New 1% fee on large FASTag top-ups and toll paymentsSource: RBL Bank | No FASTag or toll transaction fee | 1% fee on any FASTag-loading or toll-payment transaction above ₹10,000 |
| 15 Oct 2024 | Reduced: BMS Play named in mega reward-earn exclusionSource: RBL Bank | Base/milestone points on most categories | Zero points on Education, Govt, Cash, Bills2Pay & more |
| 15 Oct 2024 | Reduced: New 1% fees on large fuel, utility & education spendsSource: RBL Bank | No category transaction fees | 1% on large fuel/utility/education spends |
| 9 Oct 2023 | Reduced: Reward points removed on utility, fuel, insurance & moreSource: RBL Bank | Most spends earned base reward points | Fuel, utility, insurance, rental, railways & wallet excluded |
| Sept 2022 | Changed: RBL Play launched with BookMyShow as an entertainment cardSource: RBL Bank | - | - |
See this card's change history → · All card changes in January 2026 →
10Cards Similar to RBL Bank Play Credit Card
RBL Bank Play Credit Card is a rewards card. The two below are the closest on SkyloFin; open any of them, or put them side by side.
| Feature | RBL Bank Play Credit Card |  Federal Scapia Credit card |  SBI BPCL Credit Card |
|---|---|---|---|
| Joining fee | ₹500 + GST | Lifetime free | ₹499 + GST |
| Annual fee | ₹500 + GST | Lifetime free | ₹499 + GST |
| Rewards | 0.25% on most spends | 2% on most spends; 4% only at partner merchants | 0.25% base, up to 1.25% on dining; 3.25% only at partner merchants |
| Domestic lounge | Not included | Unlimited | Not included |
| Forex markup | 3.5% | 0% | 3.5% |
| Type | Rewards | Travel | Fuel |
11Explore More
Card facts last verified 11 October 2026.
Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.
Never Miss Your RBL Bank Play Credit Card Bill
The SkyloFin app reads your bank's bill SMS, reminds you before the due date and marks the bill paid when you pay. Free on Android, and your data stays on your phone.
Common Questions
How do the free tickets work?
Spend ₹5,000 in a month and you get 2 free movie or non-movie tickets on BookMyShow, worth up to ₹250 each.
Is the ₹500 fee waived?
Yes, once you spend ₹1,50,000 in a year. Below that the fee plus GST is charged.
What is the joining fee for the RBL Bank Play Credit Card?
The joining fee is ₹500 + GST. Check the bank's page before you apply, because fees change and promotional waivers come and go.
What is the annual fee for the RBL Bank Play Credit Card?
The annual fee is ₹500 + GST.
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with RBL Bank. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
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