State Bank of India
Landmark Rewards SBI Card
Data last verified: 11 October 2026
- Joining fee₹499 + GST
- Annual fee₹499 + GST
- Reward rate0.25% base, up to 1.25% on dining; 2.5% only at partner merchants
Takes you straight to the application. We earn a commission if you are approved, and you pay nothing extra.
- Joining fee₹499 + GST
- Annual fee₹499 + GST
- Forex markup3.5%
01Landmark Rewards SBI Card Rewards and Benefits
02Landmark Rewards SBI Card Annual Fee and Charges
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Spend-based waiver
- None
- Rewards redemption fee
- Nil
- Forex markup
- 3.5%
- Interest rate
- Not published
- Fuel surcharge waiver
- Yes
- Card replacement
- Not published
03What It's Worth, in Rupees
If you spend ₹20,000 a month on this card:
- ₹5,000 on dining and food delivery, earning 1.25%₹63
- ₹15,000 on everything else, earning 0.25%₹38
- Back each month, ₹1,212 a year₹101
- Annual fee with 18% GST−₹589
- In your pocket each year₹623
Worked out from this card's reward rates, caps and fee in our data; a rate limited to named merchants is not counted here. Your own spending will differ: see what this card is worth at your spend.
Good for
- Online shopping only at Landmark stores: 2.5% back
- Dining: 1.25% back
Skip it if…
- you spend less than ₹20,000 a month: below that the ₹589 fee costs more than the rewards
- most of your spending is fuel, rent, wallet top-ups or government payments: those earn nothing on this card
- you pay mostly by UPI: a Visa or Mastercard card cannot pay by UPI
- you rarely spend on Landmark stores: the 2.5% rate applies only there, everything else earns 0.25%
- you often pay in foreign currency: 3.5% is added to every foreign spend
04How Landmark Rewards SBI Card earns Rewards
0.25% base, up to 1.25% on dining; 2.5% only at partner merchants.
| Spend category | Rate | Monthly cap | Where it applies |
|---|---|---|---|
| UPI payments (scan and pay) | Earns nothing | - | a Visa or Mastercard card cannot pay by UPI |
| Online shopping | 0.25% | No cap | Anywhere else in the category |
| Online shopping, only at listed merchants | 2.5% | No cap | Only at: Landmark storesTerms: 10 Reward Points per ₹100 (~2.5%) at online & retail Landmark stores, Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy |
| Dining and food delivery | 1.25% | No cap | All merchants in the categoryTerms: 5 Reward Points per ₹100 (~1.25%) on dining, movies and international spends |
| Groceries | 0.25% | No cap | The card's normal rate |
| Travel: flights, hotels, trains | 0.25% | No cap | The card's normal rate |
| Fuel | Earns nothing | - | earns nothing on this card |
| Bills and recharges | 0.25% | No cap | The card's normal rate |
| Rent | Earns nothing | - | earns nothing on this card |
| Insurance premiums | 0.25% | No cap | The card's normal rate |
| School and college fees | 0.25% | No cap | The card's normal rate |
| Wallet top-ups | Earns nothing | - | earns nothing on this card |
| Taxes and government payments | Earns nothing | - | earns nothing on this card |
| Spend abroad or in a foreign currency | 1.25% | No cap | All merchants in the categoryTerms: 5 Reward Points per ₹100 (~1.25%) on international spends |
| Everything else | 0.25% | No cap | The card's normal rate |
Terms on the base rate. 1 Reward Point per ₹100 (~0.25%) on other retail purchases; fuel, rent, government, gaming, wallet & EMI earn nothing. 4 RP = ₹1
Point value. 1 point is worth about ₹0.25 at the bank's stated value.
05Landmark Rewards SBI Card Travel Benefits
Spending abroad carries a 3.5% forex markup; rewards on it: 1.25% back. See what it costs on your trip
Also on the card. fuel surcharge waiver, milestone bonuses.
- Fuel surcharge waiver: 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000; max waiver ₹100 per statement cycle
- Milestone bonuses: 8,000 bonus Reward Points (worth ₹2,000) on annual retail spends of ₹2 lakh
06Landmark Rewards SBI Card Eligibility and Documents
- Employment
- Salaried or self-employed
Documents. PAN card Aadhaar / valid address proof Income proof, salary slips (salaried) or ITR (self-employed) Recent passport-size photograph
07Recent Changes
What State Bank of India changed on this card recently. The facts on this page already reflect them.
| Date | Change | Before | Now |
|---|---|---|---|
| 1 Apr 2026 | Reduced: Statement-credit redemption cappedSource: State Bank of India | Uncapped, any amount | Max 60,000 pts a month, in 4,000-pt multiples |
| 11 Nov 2025 | Changed: Landmark Rewards SBI Card launchedSource: State Bank of India | - | - |
| 1 Nov 2025 | Reduced: Portfolio fee revision (education and wallet-load fees added)Source: State Bank of India | - | - |
| 1 Sept 2025 | Reduced: Gaming and government spends stop earningSource: State Bank of India | Reward Points earned | No Reward Points on digital gaming platforms or government transactions |
See this card's change history → · All card changes in April 2026 →
08Cards Similar to Landmark Rewards SBI Card
Landmark Rewards SBI Card is a shopping card. The two below are the closest on SkyloFin; open any of them, or put them side by side.
| Feature | Landmark Rewards SBI Card |  HSBC Live Plus Credit Card |  SBI Cashback Credit Card |
|---|---|---|---|
| Joining fee | ₹499 + GST | ₹999 + GST | ₹999 + GST |
| Annual fee | ₹499 + GST | ₹999 + GST | ₹999 + GST |
| Rewards | 0.25% base, up to 1.25% on dining; 2.5% only at partner merchants | 1.5% base, up to 10% on dining | 1% base, up to 5% on online shopping |
| Domestic lounge | Not included | 2 visits a year | Not included |
| Forex markup | 3.5% | 1.99% | 3.5% |
| Type | Shopping | Dining | Shopping |
09Explore More
Card facts last verified 11 October 2026.
Card data sourced via CardAdvisor.in, India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.
Never Miss Your Landmark Rewards SBI Card Bill
The SkyloFin app reads your bank's bill SMS, reminds you before the due date and marks the bill paid when you pay. Free on Android, and your data stays on your phone.
Common Questions
What is the joining fee for the Landmark Rewards SBI Card?
The joining fee is ₹499 + GST. Check the bank's page before you apply, because fees change and promotional waivers come and go.
What is the annual fee for the Landmark Rewards SBI Card?
The annual fee is ₹499 + GST.
Does applying through SkyloFin cost more?
No. You pay the same fees you would pay applying directly with State Bank of India. We earn a commission from the bank when someone applies through our link, and that is how the site is funded.
SkyloFin is not a bank and does not approve applications. Fees, rewards and eligibility rules are set by the provider and can change without notice. Always read the terms on the provider's site before you apply.
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