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Landmark Rewards SBI Card PRIME vs YES BANK POP-CLUB Credit Card Compared

Which credit card suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero. Data last verified: 11 October 2026.

Landmark Rewards SBI Card PRIME versus YES BANK POP-CLUB Credit Card compared
FeatureLandmark Rewards SBI Card PRIMELandmark Rewards SBI Card PRIMEState Bank of India5 recent changes →
YES BANK POP-CLUB Credit CardYES BANK POP-CLUB Credit CardPOP CLUB, issued by Yes Bank4 recent changes →
Rewards by spend
Rewards0.5% base, up to 2.5% on dining; 6.25% only at partner merchants0.2% base, up to 1% on online shopping
UPI payments (scan and pay)Earns nothing1%
Online shopping0.5%; 6.25% only at Landmark stores1%
Dining and food delivery2.5%0.2%
Groceries0.5%0.2%
Travel: flights, hotels, trains0.5%0.2%
FuelsameEarns nothingEarns nothing
Bills and recharges0.5%Earns nothing
RentsameEarns nothingEarns nothing
Insurance premiums0.5%Earns nothing
School and college fees0.5%Earns nothing
Wallet top-upssameEarns nothingEarns nothing
Taxes and government paymentssameEarns nothingEarns nothing
Spend abroad or in a foreign currency2.5%0.2%
Everything else0.5%0.2%
Card identity
Card typesameShoppingShopping
NetworkVisaRuPay
Card tierPremiumEntry
Fees
Joining fee₹2,999 + GSTFree
Annual fee₹2,999 + GST₹399 + GST
First year freeNoYes
Fee waived at-₹1,50,000
Welcome benefit-Earn 500 POPcoins on activating the POP CLUB Credit Card
Eligibility
Min age-21 years
Max age-60 years
Employment typesameBOTHBOTH
Min monthly salary-₹25,000
Rewards
Reward typesameReward pointsReward points
Point valuesame₹0₹0
Fuel surcharge
Fuel surcharge waiverYesNo
Fuel waiver cap-₹100
Lounge access
Domestic lounge visits8-
International lounge visits4-
Lounge programmePRIORITY_PASS-
Priority PassYesNo
Lounge condition8 domestic lounge visits a year (2 per quarter) plus complimentary Priority Pass membership with 4 international lounge visits a year. From 10 Jan 2026 domestic access is restricted to SBI's published participating-lounge list; Priority Pass visits beyond-
Forex and international
Forex markupsame3.5%3.5%
UPI rewards
Works on UPINoYes
Interest and charges
Interest rate (monthly)-3.99%
Interest rate (annual)-47.88%
Page content
Eligibility-Age: 21 to 60 years Min. income: ₹25,000/mo
Documents neededPAN card Aadhaar / valid address proof Income proof, salary slips (salaried) or ITR (self-employed) Recent passport-size photographPAN card Aadhaar / valid address proof Income proof, salary slips (salaried) or ITR (self-employed)
ApplyApply NowApply Now

Worth in Rupees at ₹20,000 a Month

Landmark Rewards SBI Card PRIME
Rewards a year
₹2,400
Fee a year
- ₹3,539
You keep
- ₹1,139
YES BANK POP-CLUB Credit Card
Rewards a year
₹960
Fee a year
₹0
You keep
₹960

At this spend, YES BANK POP-CLUB Credit Card comes out ₹2,099 a year ahead of Landmark Rewards SBI Card PRIME. Worked out from each card's published reward rate, caps and fee, on ₹20,000 a month. Your own spend changes the answer: try the rewards calculator.

Best For

Landmark Rewards SBI Card PRIME
  • Online shopping only at Landmark stores: 6.25% back
  • Dining: 2.5% back
  • Flyers: 12 airport lounge visits a year
YES BANK POP-CLUB Credit Card
  • Young online shoppers
  • UPI users wanting a low-cost card
  • First-time card users

Watch-Outs

Landmark Rewards SBI Card PRIME
  • Skip it if you spend less than ₹59,000 a month: below that the ₹3,539 fee costs more than the rewards
  • Skip it if most of your spending is fuel, rent, wallet top-ups or government payments: those earn nothing on this card
  • Skip it if you pay mostly by UPI: a Visa or Mastercard card cannot pay by UPI
  • Skip it if you rarely spend on Landmark stores: the 6.25% rate applies only there, everything else earns 0.5%
YES BANK POP-CLUB Credit Card
  • Very low earn on offline spends
  • Monthly cap on online rewards
  • 3.5% forex fee

Card data sourced via CardAdvisor.in (Landmark Rewards SBI Card PRIME, YES BANK POP-CLUB Credit Card), India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Questions People Ask

Which has the lower annual fee, Landmark Rewards SBI Card PRIME or YES BANK POP-CLUB Credit Card?

YES BANK POP-CLUB Credit Card. YES BANK POP-CLUB Credit Card: ₹399; Landmark Rewards SBI Card PRIME: ₹2,999. Check whether a spend-based waiver applies before you decide.

Which is better for spending abroad?

Landmark Rewards SBI Card PRIME has the lowest forex markup. Landmark Rewards SBI Card PRIME: 3.5%; YES BANK POP-CLUB Credit Card: 3.5%. The markup is charged on every foreign-currency transaction, before GST.

Which earns more on everyday spending?

On spends outside any bonus category: Landmark Rewards SBI Card PRIME 0.5%, YES BANK POP-CLUB Credit Card 0.2%. Bonus categories, rates limited to named merchants and monthly caps change the picture, so compare the rewards by spend too.

Can I hold more than one of these cards?

Usually yes, if each bank approves you. Many people keep one card for everyday spending and another for a specific use such as travel. Each application is a separate credit check.

Work Out the Numbers

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