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Landmark Rewards SBI Card PRIME vs SBI Flipkart Credit Card Compared

Which credit card suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero. Data last verified: 11 October 2026.

Landmark Rewards SBI Card PRIME versus SBI Flipkart Credit Card compared
FeatureLandmark Rewards SBI Card PRIMELandmark Rewards SBI Card PRIMEState Bank of India5 recent changes →
SBI Flipkart Credit CardSBI Flipkart Credit CardState Bank of India2 recent changes →
Rewards by spend
Rewards0.5% base, up to 2.5% on dining; 6.25% only at partner merchants1% on most spends; 7.5% only at partner merchants
UPI payments (scan and pay)sameEarns nothingEarns nothing
Online shopping0.5%; 6.25% only at Landmark stores1%; 7.5% only at Myntra; 5% only at Flipkart, Shopsy & Flipkart Travel
Dining and food delivery2.5%1%
Groceries0.5%1%
Travel: flights, hotels, trains0.5%1%; 5% only at Cleartrip
FuelsameEarns nothingEarns nothing
Bills and recharges0.5%1%
RentsameEarns nothingEarns nothing
Insurance premiums0.5%Earns nothing
School and college fees0.5%Earns nothing
Wallet top-upssameEarns nothingEarns nothing
Taxes and government paymentssameEarns nothingEarns nothing
Spend abroad or in a foreign currency2.5%1%
Everything else0.5%1%
Card identity
Card typesameShoppingShopping
NetworkVisaMastercard
Card tierPremiumMid
Fees
Joining fee₹2,999 + GST₹500 + GST
Annual fee₹2,999 + GST₹500 + GST
Fee waived at-₹3,50,000
Eligibility
Employment typesameBOTHBOTH
Rewards
Reward typeReward pointsCashback
Point value₹0₹1
Fuel surcharge
Fuel surcharge waiversameYesYes
Lounge access
Domestic lounge visits8-
International lounge visits4-
Lounge programmePRIORITY_PASS-
Priority PassYesNo
Lounge condition8 domestic lounge visits a year (2 per quarter) plus complimentary Priority Pass membership with 4 international lounge visits a year. From 10 Jan 2026 domestic access is restricted to SBI's published participating-lounge list; Priority Pass visits beyond-
Forex and international
Forex markupsame3.5%3.5%
Page content
Documents neededsamePAN card Aadhaar / valid address proof Income proof, salary slips (salaried) or ITR (self-employed) Recent passport-size photographPAN card Aadhaar / valid address proof Income proof, salary slips (salaried) or ITR (self-employed) Recent passport-size photograph
ApplyApply NowApply Now

Worth in Rupees at ₹20,000 a Month

Landmark Rewards SBI Card PRIME
Rewards a year
₹2,400
Fee a year
- ₹3,539
You keep
- ₹1,139
SBI Flipkart Credit Card
Rewards a year
₹2,400
Fee a year
- ₹590
You keep
₹1,810

At this spend, SBI Flipkart Credit Card comes out ₹2,949 a year ahead of Landmark Rewards SBI Card PRIME. Worked out from each card's published reward rate, caps and fee, on ₹20,000 a month. Your own spend changes the answer: try the rewards calculator.

Best For

Landmark Rewards SBI Card PRIME
  • Online shopping only at Landmark stores: 6.25% back
  • Dining: 2.5% back
  • Flyers: 12 airport lounge visits a year
SBI Flipkart Credit Card
  • Regular Flipkart shoppers
  • Myntra fashion buyers
  • Cleartrip travel bookers

Watch-Outs

Landmark Rewards SBI Card PRIME
  • Skip it if you spend less than ₹59,000 a month: below that the ₹3,539 fee costs more than the rewards
  • Skip it if most of your spending is fuel, rent, wallet top-ups or government payments: those earn nothing on this card
  • Skip it if you pay mostly by UPI: a Visa or Mastercard card cannot pay by UPI
  • Skip it if you rarely spend on Landmark stores: the 6.25% rate applies only there, everything else earns 0.5%
SBI Flipkart Credit Card
  • Each boosted category has a monthly cap
  • Only 1% outside partner brands
  • High ₹3,50,000 waiver target
  • No lounge access

Card data sourced via CardAdvisor.in (Landmark Rewards SBI Card PRIME, SBI Flipkart Credit Card), India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Questions People Ask

Which has the lower annual fee, Landmark Rewards SBI Card PRIME or SBI Flipkart Credit Card?

SBI Flipkart Credit Card. SBI Flipkart Credit Card: ₹500; Landmark Rewards SBI Card PRIME: ₹2,999. Check whether a spend-based waiver applies before you decide.

Which is better for spending abroad?

Landmark Rewards SBI Card PRIME has the lowest forex markup. Landmark Rewards SBI Card PRIME: 3.5%; SBI Flipkart Credit Card: 3.5%. The markup is charged on every foreign-currency transaction, before GST.

Which earns more on everyday spending?

On spends outside any bonus category: SBI Flipkart Credit Card 1%, Landmark Rewards SBI Card PRIME 0.5%. Bonus categories, rates limited to named merchants and monthly caps change the picture, so compare the rewards by spend too.

Can I hold more than one of these cards?

Usually yes, if each bank approves you. Many people keep one card for everyday spending and another for a specific use such as travel. Each application is a separate credit check.

Work Out the Numbers

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