Varachha Co-operative Bank Mota Varachha Branch, Surat IFSC Code

IFSC VARA0289013 · MICR 395289011. Address, phone and the payments this branch supports.

Varachha Co-operative Bank

Mota Varachha Branch branch

IFSCVARA0289013

MICR395289011

Address: Ground Floor, Abhishek-Iii Residency, Nr. Sudama Chowk, Mota Varachha, Surat 394101
City: Surat
District: Surat
State: Gujarat
Branch phone: +912616918301

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC VARA0289013, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Varachha Co-operative Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Other Varachha Co-operative Bank branches in Surat

All Varachha Co-operative Bank branches in Surat · Search any branch

Common Questions

What is the IFSC code of Varachha Co-operative Bank Mota Varachha Branch, Surat?

The IFSC code of Varachha Co-operative Bank Mota Varachha Branch, Surat is VARA0289013.

What is the MICR code of Varachha Co-operative Bank Mota Varachha Branch, Surat?

The MICR code is 395289011. It is printed on the branch's cheques.

Does Varachha Co-operative Bank Mota Varachha Branch, Surat support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.