Utkarsh Small Finance Bank IFSC Code in Jammu and Kashmir
IFSC codes for all 3 Utkarsh Small Finance Bank branches in Jammu and Kashmir. Pick a city.
- 3Branches
- 2Cities and towns
Utkarsh Small Finance Bank branches in Jammu and Kashmir, by city
Utkarsh Small Finance Bank in Jammu and Kashmir at a glance
- Utkarsh Small Finance Bank branches in Jammu and Kashmir
- 3
- Share of Utkarsh Small Finance Bank's 1,118 branches
- 0.3%
- Cities and towns
- 2
- Most branches (city)
- Gumla: 2
- IFSC format
- UTKS0XXXXXX (11 characters)
Where the branches are
| City | Branches | Share in Jammu and Kashmir |
|---|---|---|
| Gumla | 2 | 66.7% |
| Samba | 1 | 33.3% |
Next bank holidays (RBI, national): Diwali/Deepavali, 8 Nov 2026 · Guru Nanak Jayanti, 24 Nov 2026 · Christmas, 25 Dec 2026. Branches are also shut on the second and fourth Saturday of every month; NEFT and IMPS run every day. All bank holidays
Utkarsh Small Finance Bank IFSC Questions
Answered from RBI's branch list.
How many Utkarsh Small Finance Bank branches are there in Jammu and Kashmir?
3, across 2 cities and towns, 0.3% of the bank's 1,118 branches in India, by RBI's branch list.
Which city has the most Utkarsh Small Finance Bank branches in Jammu and Kashmir?
Gumla, with 2 (66.7% of the 3 branches in Jammu and Kashmir). Next is Samba with 1.
What does a Utkarsh Small Finance Bank IFSC code look like?
11 characters: UTKS (the bank), then 0, then six characters for the branch, as in UTKS0XXXXXX. Each branch has its own code, so check the branch, not only the bank, before you send money by NEFT, RTGS or IMPS.
Where do I find my Utkarsh Small Finance Bank branch's IFSC?
On your cheque book and passbook, in net banking or the bank's app under account details, or on this site: pick the city and branch, or search by branch name.
Do small towns in Jammu and Kashmir have a Utkarsh Small Finance Bank branch?
Yes: 1 of the 2 cities and towns listed have a single Utkarsh Small Finance Bank branch, and its IFSC is on its own page here. A payment must use the IFSC of the branch that holds the account.
Guides in Plain Words
Short reads that explain how it works before you decide.
