Union Bank of India Kot Gangurai, Ludhiana IFSC Code

IFSC UBIN0827801. Address, phone and the payments this branch supports.

Union Bank of India

Kot Gangurai branch

IFSCUBIN0827801

Address: Village Post Kot Gangurai,Tehsil Kum Kalan,Ludhiana Dist,141113
City: Ludhiana
District: Ludhiana
State: Punjab
Branch phone: +911612834680

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your Union Bank of India balance: give a missed call to 09223008586 from your registered mobile.

Compare Union Bank of India credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC UBIN0827801, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Union Bank of India Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Other Union Bank of India branches in Ludhiana

All Union Bank of India branches in Ludhiana · Search any branch

Common Questions

What is the IFSC code of Union Bank of India Kot Gangurai, Ludhiana?

The IFSC code of Union Bank of India Kot Gangurai, Ludhiana is UBIN0827801.

Does Union Bank of India Kot Gangurai, Ludhiana support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.