Shivalik Small Finance Bank Karnal, Karnal IFSC Code

IFSC SMCB0001045 · MICR 132721002. Address, phone and the payments this branch supports.

Shivalik Small Finance Bank

Karnal branch

IFSCSMCB0001045

MICR132721002

Address: Shop No 29-30-31-32 Gf Super Mall Plot No S M -1 Sector 12 Karnal Pin Code 132001
City: Karnal
District: Karnal
State: Haryana
Branch phone: +919667871941

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✗

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: not listed for this branch.

Add the payee with the account number and the IFSC SMCB0001045, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Shivalik Small Finance Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Common Questions

What is the IFSC code of Shivalik Small Finance Bank Karnal, Karnal?

The IFSC code of Shivalik Small Finance Bank Karnal, Karnal is SMCB0001045.

What is the MICR code of Shivalik Small Finance Bank Karnal, Karnal?

The MICR code is 132721002. It is printed on the branch's cheques.

Does Shivalik Small Finance Bank Karnal, Karnal support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

SkyloFin - Expense Tracker

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.
Sorts every rupee Into categories you can edit.
Bills and cards Statements found, due dates reminded.
Your Google Drive Backed up to you, never to us.

Get the App See how it works