Share

Punjab & Sind Bank Lakha, Ludhiana IFSC Code

IFSC PSIB0021312 · MICR 142023062. Address, phone and the payments this branch supports.

Sending money to this branch

  • NEFT: bank transfers, round the clock, settled in batches.
  • RTGS: ₹2 lakh and above, in real time.
  • IMPS: instant transfers, any time.
  • UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC PSIB0021312, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Punjab & Sind Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Other Punjab & Sind Bank branches in Ludhiana

All Punjab & Sind Bank branches in Ludhiana · Search any branch

Common Questions

What is the IFSC code of Punjab & Sind Bank Lakha, Ludhiana?

The IFSC code of Punjab & Sind Bank Lakha, Ludhiana is PSIB0021312.

What is the MICR code of Punjab & Sind Bank Lakha, Ludhiana?

The MICR code is 142023062. It is printed on the branch's cheques.

Does Punjab & Sind Bank Lakha, Ludhiana support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides
SkyloFin - Expense Tracker

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

  • Reads bank SMS No account linking, no passwords.
  • Sorts every rupee Into categories you can edit.
  • Bills and cards Statements found, due dates reminded.
  • Your Google Drive Backed up to you, never to us.
Get the AppSee how it works