HDFC Bank Kulgam, Kulgam IFSC Code

IFSC HDFC0002862 · MICR 192240301. Address, phone and the payments this branch supports.

HDFC Bank

Kulgam branch

IFSCHDFC0002862

MICR192240301

SWIFTHDFCINBB

Address: Hdfc Bank Ltd Mir Building, College Road , Kulgam Srinagar Jammu And Kashmir 192232
City: Kulgam
District: Kulgam
State: Jammu and Kashmir
Branch phone: +918001804333

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your HDFC Bank balance: give a missed call to 18002703333 from your registered mobile.

Compare HDFC Bank credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC HDFC0002862, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your HDFC Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Common Questions

What is the IFSC code of HDFC Bank Kulgam, Kulgam?

The IFSC code of HDFC Bank Kulgam, Kulgam is HDFC0002862.

What is the MICR code of HDFC Bank Kulgam, Kulgam?

The MICR code is 192240301. It is printed on the branch's cheques.

Does HDFC Bank Kulgam, Kulgam support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

SkyloFin - Expense Tracker

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.
Sorts every rupee Into categories you can edit.
Bills and cards Statements found, due dates reminded.
Your Google Drive Backed up to you, never to us.

Get the App See how it works