HDFC Bank Ring Road, Surat IFSC Code

IFSC HDFC0001416 · MICR 395240005. Address, phone and the payments this branch supports.

HDFC Bank

Ring Road branch

IFSCHDFC0001416

MICR395240005

SWIFTHDFCINBB

Address: Ground Floor , 1007a To 1009, Raghunandan Textile Market , Opp. Rathi Palace , Ring Road, Surat
City: Surat
District: Surat
State: Gujarat
Branch phone: +919898271111

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your HDFC Bank balance: give a missed call to 18002703333 from your registered mobile.

Compare HDFC Bank credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC HDFC0001416, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your HDFC Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Other HDFC Bank branches in Surat

All HDFC Bank branches in Surat · Search any branch

Common Questions

What is the IFSC code of HDFC Bank Ring Road, Surat?

The IFSC code of HDFC Bank Ring Road, Surat is HDFC0001416.

What is the MICR code of HDFC Bank Ring Road, Surat?

The MICR code is 395240005. It is printed on the branch's cheques.

Does HDFC Bank Ring Road, Surat support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

SkyloFin - Expense Tracker

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.
Sorts every rupee Into categories you can edit.
Bills and cards Statements found, due dates reminded.
Your Google Drive Backed up to you, never to us.

Get the App See how it works