Dhanlaxmi Bank Desom, Desom IFSC Code

IFSC DLXB0000072 · MICR 682048009. Address, phone and the payments this branch supports.

Dhanlaxmi Bank

Desom branch

IFSCDLXB0000072

MICR682048009

Address: Iii/202 National High Way 47 Desom Aluva, Ekm Dist
City: Desom
District: Desom
State: Kerala
Branch phone: +914846453410

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your Dhanlaxmi Bank balance: give a missed call to 08067747700 from your registered mobile.

Compare Dhanlaxmi Bank credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC DLXB0000072, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Dhanlaxmi Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Common Questions

What is the IFSC code of Dhanlaxmi Bank Desom, Desom?

The IFSC code of Dhanlaxmi Bank Desom, Desom is DLXB0000072.

What is the MICR code of Dhanlaxmi Bank Desom, Desom?

The MICR code is 682048009. It is printed on the branch's cheques.

Does Dhanlaxmi Bank Desom, Desom support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.