Bank of India Araria, Araria Bihar IFSC Code

IFSC BKID0005848 · MICR 854013002. Address, phone and the payments this branch supports.

Bank of India

Araria branch

IFSCBKID0005848

MICR854013002

Address: Praveen Marketatbus Stand Roadpo Araria Distararia
City: Araria Bihar
District: Araria Bihar
State: Bihar
Branch phone: +919638576428

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your Bank of India balance: give a missed call to 9811255430 from your registered mobile.

Compare Bank of India credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC BKID0005848, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Bank of India Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Common Questions

What is the IFSC code of Bank of India Araria, Araria Bihar?

The IFSC code of Bank of India Araria, Araria Bihar is BKID0005848.

What is the MICR code of Bank of India Araria, Araria Bihar?

The MICR code is 854013002. It is printed on the branch's cheques.

Does Bank of India Araria, Araria Bihar support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.