NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.
Add the payee with the account number and the IFSC UTIB0001764, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.
Track Your Axis Bank Account Automatically
The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.