Axis Bank Varachha Road, Surat, Surat IFSC Code

IFSC UTIB0000848 · MICR 395211005. Address, phone and the payments this branch supports.

Axis Bank

Varachha Road, Surat branch

IFSCUTIB0000848

MICR395211005

Address: Rudrax Arcade, 6, Hans Society Varachha Road, Varachha Surat, Gujarat, Pin 395006
City: Surat
District: Surat
State: Gujarat

NEFT ✓
RTGS ✓
IMPS ✓
UPI ✓

Check your Axis Bank balance: give a missed call to 18004195959 from your registered mobile.

Compare Axis Bank credit cards and accounts →

Sending money to this branch

NEFT: bank transfers, round the clock, settled in batches.
RTGS: ₹2 lakh and above, in real time.
IMPS: instant transfers, any time.
UPI: UPI payments to accounts at this branch.

Add the payee with the account number and the IFSC UTIB0000848, and check the name your bank shows before you confirm. For a large payment, confirm the IFSC with the account holder: branches do merge and move.

Track Your Axis Bank Account Automatically

The SkyloFin app reads your bank's SMS alerts and sorts every spend, bill and transfer for you. Free on Android, and your data stays on your phone.

Get It on Google Play

Other Axis Bank branches in Surat

All Axis Bank branches in Surat · Search any branch

Common Questions

What is the IFSC code of Axis Bank Varachha Road, Surat, Surat?

The IFSC code of Axis Bank Varachha Road, Surat, Surat is UTIB0000848.

What is the MICR code of Axis Bank Varachha Road, Surat, Surat?

The MICR code is 395211005. It is printed on the branch's cheques.

Does Axis Bank Varachha Road, Surat, Surat support RTGS and NEFT?

RBI's list shows it supports NEFT, RTGS, IMPS, UPI.

Source: the Reserve Bank of India's branch list, via Razorpay's open IFSC dataset, refreshed monthly.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

All Savings and Banking guides

Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.