IDFC FIRST WOW! Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
- 5Changes
- 1Card
- 4Reduced
View IDFC FIRST WOW! Credit Card →All card changes
Get an email when the IDFC FIRST WOW! Credit Card's terms change
Only when a bank changes fees, rewards or benefits. At most once a day, and every email has a one-click stop link.
January 2026
Reduced18 Jan 2026
Second base-earn cut, re-pegged from ₹150 to ₹200, FASTag/railway to 1X
Bank's notice ↗Before4 pts / ₹150Now4 pts / ₹200ReducedJan 2026
Rent, high-fuel and third-party-education payments pick up 1% fees
Bank's notice ↗BeforeNoneNow1% on rent (min ₹249); 1% on fuel above ₹30,000/cycle; 1% on education via third-party apps (min ₹249)
May 2024
Reduced1 May 2024
1% + GST surcharge added on large utility-bill spends
Reduced1 May 2024
Base reward earning cut, points re-pegged from ₹100 to ₹150
Before4 pts / ₹100Now4 pts / ₹150
January 2022
Changed2022
IDFC FIRST WOW launches as an FD-backed, lifetime-free secured card
Bank's notice ↗
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Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
Guides in Plain Words
Short reads that explain how it works before you decide.
Credit CardsTata Neu HDFC Credit Card: Claim Your NeuCoins from 25 November 2026From 25 November 2026, NeuCoins earned on a Tata Neu HDFC Bank credit card no longer reach your Tata Neu account by themselves. You claim them in the Tata Neu App within 12 months, or they expire. Here is what changes, how to claim, and the dates that matter.Read the guide →- GuidesBest Credit Cards Under ₹500 a Year in India (2026)Credit cards with an annual fee of ₹500 or less (before GST) in 2026, ranked by the reward rate each bank states, with fee waivers.Read the guide →
GuidesNo-Cost EMI: What It Really Costs You, With a Worked ExampleNo-cost EMI is not a trick, but it is rarely free. Here is where the money goes: the discount you give up, the processing fee, and GST on the interest, worked out on a Rs 30,000 phone.Read the guide →



