Federal Bank Celesta Credit Card: Every Change
Fees, rewards and benefits the banks changed on the cards we list, with the source for each. Updated twice a day.
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January 2026
Changed10 Jan 2026
Finance charge repriced to an Average-Monthly-Balance-linked rate
Bank's notice ↗BeforeFlat slab APR by revolving balanceNowAMB-linked: 45% p.a. with no Federal AMB, down to lower tiers as balance rises
April 2023
Changed3 Apr 2023
Celesta becomes Lifetime Free for new applicants
Bank's notice ↗Before₹3,000 joining + ₹3,000 annualNow₹0, no joining fee, no annual fee
September 2021
Changed3 Sept 2021
Federal Bank launches the Visa Celesta credit card
Showing 3 of 3
Change data from CardAdvisor, checked against each bank's notice where one is linked. A card's page always shows its current terms. How we check facts. The yearly report, by bank and month.
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