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Tata Neu Infinity SBI Card vs YES BANK POP-CLUB Credit Card Compared

Which credit card suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero. Data last verified: 11 October 2026.

Tata Neu Infinity SBI Card versus YES BANK POP-CLUB Credit Card compared
FeatureTata Neu Infinity SBI CardTata Neu Infinity SBI CardState Bank of India3 recent changes →
YES BANK POP-CLUB Credit CardYES BANK POP-CLUB Credit CardPOP CLUB, issued by Yes Bank4 recent changes →
Rewards by spend
Rewards1.5% on most spends; 5% only at partner merchants0.2% base, up to 1% on online shopping
UPI payments (scan and pay)1.5%1%
Online shopping1.5%; 5% only at Tata Neu & Tata brands1%
Dining and food delivery1.5%0.2%
Groceries1.5%0.2%
Travel: flights, hotels, trains1.5%0.2%
FuelsameEarns nothingEarns nothing
Bills and recharges1.5%Earns nothing
RentsameEarns nothingEarns nothing
Insurance premiums1.5%Earns nothing
School and college feessameEarns nothingEarns nothing
Wallet top-upssameEarns nothingEarns nothing
Taxes and government paymentssameEarns nothingEarns nothing
Spend abroad or in a foreign currency1.5%0.2%
Everything else1.5%0.2%
Card identity
Card typesameShoppingShopping
NetworksameRuPayRuPay
Card tierMidEntry
Fees
Joining fee₹1,499 + GSTFree
Annual fee₹1,499 + GST₹399 + GST
First year freeNoYes
Fee waived at₹3,00,000₹1,50,000
Welcome benefit-Earn 500 POPcoins on activating the POP CLUB Credit Card
Eligibility
Min agesame21 years21 years
Max age70 years60 years
Employment typesameBOTHBOTH
Min monthly salary-₹25,000
Rewards
Reward typeCashbackReward points
Point value₹1₹0
Fuel surcharge
Fuel surcharge waiverYesNo
Fuel waiver cap-₹100
Lounge access
Domestic lounge visits8-
International lounge visits4-
Lounge programmePRIORITY_PASS-
Priority PassYesNo
Lounge conditionSpend Rs 75,000 in the previous quarter for domestic lounge access-
Forex and international
Forex markup1.99%3.5%
UPI rewards
Works on UPIsameYesYes
Interest and charges
Interest rate (monthly)-3.99%
Interest rate (annual)-47.88%
Page content
Eligibility-Age: 21 to 60 years Min. income: ₹25,000/mo
Documents neededPAN card Aadhaar / address proof Income proof (salary slips or ITR) Recent passport-size photographPAN card Aadhaar / valid address proof Income proof, salary slips (salaried) or ITR (self-employed)
ApplyApply NowApply Now

Worth in Rupees at ₹20,000 a Month

Tata Neu Infinity SBI Card
Rewards a year
₹3,600
Fee a year
- ₹1,769
You keep
₹1,831
YES BANK POP-CLUB Credit Card
Rewards a year
₹960
Fee a year
₹0
You keep
₹960

At this spend, Tata Neu Infinity SBI Card comes out ₹871 a year ahead of YES BANK POP-CLUB Credit Card. Worked out from each card's published reward rate, caps and fee, on ₹20,000 a month. Your own spend changes the answer: try the rewards calculator.

Best For

Tata Neu Infinity SBI Card
  • Heavy Tata Neu shoppers
  • Families who shop mostly with Tata brands
  • International travellers wanting low forex
YES BANK POP-CLUB Credit Card
  • Young online shoppers
  • UPI users wanting a low-cost card
  • First-time card users

Watch-Outs

Tata Neu Infinity SBI Card
  • NeuCoins expire in 12 months and work only on Tata
  • Domestic lounges need Rs 75,000 quarterly spend
  • Domestic lounge list has no metro airports
  • No rewards on fuel, rent, wallets or EMIs
YES BANK POP-CLUB Credit Card
  • Very low earn on offline spends
  • Monthly cap on online rewards
  • 3.5% forex fee

Card data sourced via CardAdvisor.in (Tata Neu Infinity SBI Card, YES BANK POP-CLUB Credit Card), India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Questions People Ask

Which has the lower annual fee, Tata Neu Infinity SBI Card or YES BANK POP-CLUB Credit Card?

YES BANK POP-CLUB Credit Card. YES BANK POP-CLUB Credit Card: ₹399; Tata Neu Infinity SBI Card: ₹1,499. Check whether a spend-based waiver applies before you decide.

Which is better for spending abroad?

Tata Neu Infinity SBI Card has the lowest forex markup. Tata Neu Infinity SBI Card: 1.99%; YES BANK POP-CLUB Credit Card: 3.5%. The markup is charged on every foreign-currency transaction, before GST.

Which earns more on everyday spending?

On spends outside any bonus category: Tata Neu Infinity SBI Card 1.5%, YES BANK POP-CLUB Credit Card 0.2%. Bonus categories, rates limited to named merchants and monthly caps change the picture, so compare the rewards by spend too.

Can I hold more than one of these cards?

Usually yes, if each bank approves you. Many people keep one card for everyday spending and another for a specific use such as travel. Each application is a separate credit check.

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