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Snapdeal BOBCARD vs YES BANK POP-CLUB Credit Card Compared

Which credit card suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero. Data last verified: 11 October 2026.

Snapdeal BOBCARD Credit Card versus YES BANK POP-CLUB Credit Card compared
FeatureSnapdeal BOBCARD Credit CardSnapdeal BOBCARD Credit CardBank of Baroda5 recent changes →
YES BANK POP-CLUB Credit CardYES BANK POP-CLUB Credit CardPOP CLUB, issued by Yes Bank4 recent changes →
Rewards by spend
Rewards1% base, up to 2.5% on online shopping; 5% only at partner merchants0.2% base, up to 1% on online shopping
UPI payments (scan and pay)same1%1%
Online shopping2.5%; 5% only at Snapdeal website and Snapdeal mobile app only1%
Dining and food delivery1%0.2%
Groceries1%0.2%
Travel: flights, hotels, trains1%0.2%
FuelsameEarns nothingEarns nothing
Bills and recharges1%Earns nothing
RentsameEarns nothingEarns nothing
Insurance premiumssameEarns nothingEarns nothing
School and college feessameEarns nothingEarns nothing
Wallet top-upssameEarns nothingEarns nothing
Taxes and government paymentssameEarns nothingEarns nothing
Spend abroad or in a foreign currency1%0.2%
Everything else1%0.2%
Card identity
Card typesameShoppingShopping
NetworksameRuPayRuPay
Card tiersameEntryEntry
Fees
Joining fee₹249 + GSTFree
Annual fee₹249 + GST₹399 + GST
First year freeNoYes
Fee waived at-₹1,50,000
Welcome benefit-Earn 500 POPcoins on activating the POP CLUB Credit Card
Eligibility
Min agesame21 years21 years
Max agesame60 years60 years
Employment typesameBOTHBOTH
Min monthly salary₹30,000₹25,000
Rewards
Reward typesameReward pointsReward points
Point valuesame₹0₹0
Fuel surcharge
Fuel surcharge waiverYesNo
Fuel waiver cap₹250₹100
Forex and international
Forex markupsame3.5%3.5%
UPI rewards
Works on UPIsameYesYes
Interest and charges
Interest rate (monthly)3.75%3.99%
Interest rate (annual)45%47.88%
Page content
Eligibility-Age: 21 to 60 years Min. income: ₹25,000/mo
Documents neededPAN card Aadhaar / valid address proof Latest 2 months bank statement reflecting salary credit (salaried) or ITR (self-employed) Recent passport-size photographPAN card Aadhaar / valid address proof Income proof, salary slips (salaried) or ITR (self-employed)
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Worth in Rupees at ₹20,000 a Month

Snapdeal BOBCARD Credit Card
Rewards a year
₹3,300
Fee a year
- ₹294
You keep
₹3,006
YES BANK POP-CLUB Credit Card
Rewards a year
₹960
Fee a year
₹0
You keep
₹960

At this spend, Snapdeal BOBCARD Credit Card comes out ₹2,046 a year ahead of YES BANK POP-CLUB Credit Card. Worked out from each card's published reward rate, caps and fee, on ₹20,000 a month. Your own spend changes the answer: try the rewards calculator.

Best For

Snapdeal BOBCARD Credit Card
  • Online shopping only at Snapdeal website and Snapdeal mobile app only: 5% back
  • Online shopping: 2.5% back, up to ₹500 a month
YES BANK POP-CLUB Credit Card
  • Young online shoppers
  • UPI users wanting a low-cost card
  • First-time card users

Watch-Outs

Snapdeal BOBCARD Credit Card
  • Skip it if you spend less than ₹2,500 a month: below that the ₹294 fee costs more than the rewards
  • Skip it if most of your spending is fuel, rent, insurance or education: those earn nothing on this card
  • Skip it if you rarely spend on Snapdeal website and Snapdeal mobile app only: the 5% rate applies only there, everything else earns 1%
  • Skip it if you often pay in foreign currency: 3.5% is added to every foreign spend
YES BANK POP-CLUB Credit Card
  • Very low earn on offline spends
  • Monthly cap on online rewards
  • 3.5% forex fee

Card data sourced via CardAdvisor.in (Snapdeal BOBCARD Credit Card, YES BANK POP-CLUB Credit Card), India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Questions People Ask

Which has the lower annual fee, Snapdeal BOBCARD Credit Card or YES BANK POP-CLUB Credit Card?

Snapdeal BOBCARD Credit Card. Snapdeal BOBCARD Credit Card: ₹249; YES BANK POP-CLUB Credit Card: ₹399. Check whether a spend-based waiver applies before you decide.

Which is better for spending abroad?

Snapdeal BOBCARD Credit Card has the lowest forex markup. Snapdeal BOBCARD Credit Card: 3.5%; YES BANK POP-CLUB Credit Card: 3.5%. The markup is charged on every foreign-currency transaction, before GST.

Which earns more on everyday spending?

On spends outside any bonus category: Snapdeal BOBCARD Credit Card 1%, YES BANK POP-CLUB Credit Card 0.2%. Bonus categories, rates limited to named merchants and monthly caps change the picture, so compare the rewards by spend too.

Which is easier to get?

By stated minimum monthly income: YES BANK POP-CLUB Credit Card ₹25,000, Snapdeal BOBCARD Credit Card ₹30,000. Banks also weigh your credit score and existing relationship, so meeting the income is not a guarantee.

Can I hold more than one of these cards?

Usually yes, if each bank approves you. Many people keep one card for everyday spending and another for a specific use such as travel. Each application is a separate credit check.

Work Out the Numbers

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