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Flipkart Axis Bank Super Elite vs YES BANK POP-CLUB Credit Card Compared

Which credit card suits you? Side by side on the numbers that decide it. A blank means the provider has not published that figure, not that it is zero. Data last verified: 24 October 2026.

Flipkart Axis Bank Super Elite Credit Card versus YES BANK POP-CLUB Credit Card compared
FeatureFlipkart Axis Bank Super Elite Credit CardFlipkart Axis Bank Super Elite Credit CardAxis Bank5 recent changes →
YES BANK POP-CLUB Credit CardYES BANK POP-CLUB Credit CardPOP CLUB, issued by Yes Bank4 recent changes →
Rewards by spend
Rewards1% on most spends; 6% only at partner merchants0.2% base, up to 1% on online shopping
UPI payments (scan and pay)Earns nothing1%
Online shopping1%; 6% only at Flipkart1%
Dining and food delivery1%0.2%
Groceries1%0.2%
Travel: flights, hotels, trains1%0.2%
FuelsameEarns nothingEarns nothing
Bills and recharges1%Earns nothing
RentsameEarns nothingEarns nothing
Insurance premiums1%Earns nothing
School and college fees1%Earns nothing
Wallet top-upssameEarns nothingEarns nothing
Taxes and government paymentsNot statedEarns nothing
Spend abroad or in a foreign currency1%0.2%
Everything else1%0.2%
Card identity
Card typesameShoppingShopping
NetworkVisaRuPay
Card tierMidEntry
Fees
Joining fee₹500 + GSTFree
Annual fee₹500 + GST₹399 + GST
First year freeNoYes
Fee waived at₹2,00,000₹1,50,000
Welcome benefit-Earn 500 POPcoins on activating the POP CLUB Credit Card
Eligibility
Min age18 years21 years
Max age70 years60 years
Employment typesameBOTHBOTH
Min monthly salary-₹25,000
Rewards
Reward typesameReward pointsReward points
Point value₹1₹0
Fuel surcharge
Fuel waiver cap-₹100
Forex and international
Forex markupsame3.5%3.5%
UPI rewards
Works on UPINoYes
Interest and charges
Interest rate (monthly)3.75%3.99%
Interest rate (annual)45%47.88%
Page content
Eligibility-Age: 21 to 60 years Min. income: ₹25,000/mo
Documents neededPAN card Aadhaar / valid address proof Latest 3 months bank statement Income proof, salary slips (salaried) or ITR (self-employed) Recent passport-size photographPAN card Aadhaar / valid address proof Income proof, salary slips (salaried) or ITR (self-employed)
ApplyApply NowApply Now

Worth in Rupees at ₹20,000 a Month

Flipkart Axis Bank Super Elite Credit Card
Rewards a year
₹2,400
Fee a year
₹0
You keep
₹2,400
YES BANK POP-CLUB Credit Card
Rewards a year
₹960
Fee a year
₹0
You keep
₹960

At this spend, Flipkart Axis Bank Super Elite Credit Card comes out ₹1,440 a year ahead of YES BANK POP-CLUB Credit Card. Worked out from each card's published reward rate, caps and fee, on ₹20,000 a month. Your own spend changes the answer: try the rewards calculator.

Best For

Flipkart Axis Bank Super Elite Credit Card
  • Online shopping only at Flipkart: 6% back
  • Spending ₹16,667 or more a month: the ₹590 fee is waived
YES BANK POP-CLUB Credit Card
  • Young online shoppers
  • UPI users wanting a low-cost card
  • First-time card users

Watch-Outs

Flipkart Axis Bank Super Elite Credit Card
  • Skip it if you spend less than ₹16,667 a month (₹2,00,000 a year, rent and wallet loads not counted): the ₹590 fee is then charged
  • Skip it if most of your spending is fuel, rent or wallet top-ups: those earn nothing on this card
  • Skip it if you pay mostly by UPI: a Visa or Mastercard card cannot pay by UPI
  • Skip it if you spend a lot on government payments: the card's terms do not state a rate there, so we count nothing
YES BANK POP-CLUB Credit Card
  • Very low earn on offline spends
  • Monthly cap on online rewards
  • 3.5% forex fee

Card data sourced via CardAdvisor.in (Flipkart Axis Bank Super Elite Credit Card, YES BANK POP-CLUB Credit Card), India Credit Card Facts, CC BY 4.0, adapted by SkyloFin.

Questions People Ask

Which has the lower annual fee, Flipkart Axis Bank Super Elite Credit Card or YES BANK POP-CLUB Credit Card?

YES BANK POP-CLUB Credit Card. YES BANK POP-CLUB Credit Card: ₹399; Flipkart Axis Bank Super Elite Credit Card: ₹500. Check whether a spend-based waiver applies before you decide.

Which is better for spending abroad?

Flipkart Axis Bank Super Elite Credit Card has the lowest forex markup. Flipkart Axis Bank Super Elite Credit Card: 3.5%; YES BANK POP-CLUB Credit Card: 3.5%. The markup is charged on every foreign-currency transaction, before GST.

Which earns more on everyday spending?

On spends outside any bonus category: Flipkart Axis Bank Super Elite Credit Card 1%, YES BANK POP-CLUB Credit Card 0.2%. Bonus categories, rates limited to named merchants and monthly caps change the picture, so compare the rewards by spend too.

Can I hold more than one of these cards?

Usually yes, if each bank approves you. Many people keep one card for everyday spending and another for a specific use such as travel. Each application is a separate credit check.

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