What Is RTGS?

Real Time Gross Settlement: an instant bank transfer for amounts of ₹2 lakh or more.

Banking

Each RTGS payment is settled one by one, in real time, and runs 24 hours a day. The minimum is ₹2 lakh and there is no RBI maximum.

It is used for large payments such as a property down payment. Online RTGS is free at most banks.

Savings and Banking

Guides in Plain Words

Short reads that explain how it works before you decide.

Your Money. One Clear View.

Automatically organise your spending, track expenses and understand where your money goes.

Reads bank SMS No account linking, no passwords.

Sorts every rupee Into categories you can edit.

Bills and cards Statements found, due dates reminded.

Your Google Drive Backed up to you, never to us.