What Is Recurring Deposit (RD)?

A fixed amount deposited every month for a set period, earning FD-like interest.

Banking

An RD suits saving from income for a goal a year or a few years away. The rate is fixed at opening, and the interest is taxable like an FD's.

Missing an instalment usually brings a small penalty.

RD calculator Compare savings accounts

Savings and Banking

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Savings and Banking3 Oct 2026 · 6 min readZero Balance vs Regular Savings Account: Which One Should You Open?A zero balance account never charges you for a low balance. A regular one often comes with more, and with a minimum you have to keep. Here is what each really gives you, what RBI guarantees on a basic account, and how to choose.Read the guide →

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