What Is PPF (Public Provident Fund)?

A government savings scheme with a 15-year lock-in and tax-free interest.

Investing

You can put in ₹500 to ₹1.5 lakh a year. The government sets the rate every quarter. Under the old tax regime the deposit counts for the ₹1.5 lakh deduction, and the interest and maturity amount are tax free.

Partial withdrawals are allowed from the seventh year, and the account can be extended in blocks of five years.

PPF calculator

Investing

Guides in Plain Words

Short reads that explain how it works before you decide.

All Investing guides

Money Guides4 Oct 2026 · 5 min readSIP vs Lumpsum: How Each One Works, With NumbersA SIP invests a fixed amount every month; a lumpsum invests it all at once. Here is how each works, what rupee cost averaging really does, and why the comparison people usually make is not a fair one.Read the guide →

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